The common practice among banks is that once you have a bad credit rating score, banks might no longer grant you any loans (mortgage, personal, credit cards).

If you have financial problems and is currently facing bad credit ratings with the banks, we can offer you personal loans where you can get instant cash within hours upon approval.

As a licensed money lender in Singapore, check with us on the details in processing and approving your personal loans even if you have bad credit.

We understanding there are some times when we might get into cash flow problems and urgent needs arise for your personal loans in order to make last minute payments for your bills or other pressing personal needs. It can be quite daunting to ask for a personal loan from friends or relatives and many of our customers turn to us for a short term loan to tide over unforeseen circumstances. We pride ourselves as being flexible and fast, our money lending processes are in line with the Money Lending Laws and we are able to dispense fast personal loans to you within hours (or even minutes) after all the necessary paperwork is completed.

We understand that most of our customers require last minute loans for that emergency and requires the loans to be approved fast. Within the framework of law in Singapore, we can usually provide and disburse the loans on the same day (within a few hours if all paperwork are in place). The first step is to fill up our inquiry form with all the details required, our loan officers will get in touch with you as soon as possible. Once all the documents we required are submitted and verified, you can sign the contract with us and the loan will be disburse in cash as soon as possible.