460 Alexandra Road #02-33/34 Alexandra Retail Centre Singapore 119963
460 Alexandra Road Singapore 119963 SG

DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marina Bay, Singapore. Established on 16 July 1968 by the Government of Singapore to take control of the industrial financing activities from the Economic Development Board, the bank’s main purpose was to offer loans and financial aid to the manufacturing and processing industries and to assist establish and upgrade existing industries in Singapore. In 1960, the Singapore government invited a United Nations (UN) industrial survey mission to assess the economical situation in Singapore and to come up with an industrialisation programme for the city.The proposal included putting together a development bank, as well as an economic body to attract foreign investments and provide financing and managing the industrial estates. The bank was incorporated in July 1968 and began operations in September of the same year

Advice With respect to Securing Personal Loans In Singapore

If you are planning to take a major loan, do not ever secure a individual loan from a bank a couple of months prior to the significant loan. This will affect you.

A key factor is your DSR (Debt Servicing Ratio)when you take a bank loan for a cars and truck or home. This determines exactly what portion of your income can go into paying back the real estate or vehicle loan, including other overheads (e.g. repayment for other personal loans).

So a DSR of 50% indicates your loan payments, plus repayments of other loans you have, can’t exceed 50% of your income.Just for recommendation, the majority of banks permit 40% DSR for a house, and 30% DSR for a automobile.

Particular Loans Are Cheaper – Take out a specific loan where you take a renovation loan for your renovation needs and a auto loan for your automobile. It is not smart to get a personal loan for your vehicle or renovation needs. When it comes to banks, specific loans’ rates of interest are lower.

When it pertains to individual loans, they are unsecured where you have nothing to back the loans if you can not repay the banks. Such loans are riskier for the banks and they have a higher rates of interest for personal loans. Due to the nature of such individual loans, it is not a good idea to take personal loans except for emergency situations.

BLK 162 BUKIT MERAH CENTRAL SINGAPORE 150162 2.09 km
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1 Maritime Square #02-99/100 HarbourFront Centre Singapore 99253 2.36 km
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1 Kim Seng Promenade #01-34 Great World City Singapore 237994 3.99 km
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101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 4.9 km
we make every effort to achieve each and every one of our customers’ wants and needs. We ar...
101 UPPER CROSS STREET PEOPLE'S PARK CENTRE SINGAPORE 058357 4.9 km
We have invested profoundly in truly trained workforce and this differentiate us from other money...
101 UPPER COSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 4.91 km
We are an authorised and licensed money lender. If its quick cash loan that you need, anywhere in...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 4.91 km
We have been Singapore’s leading licensed and most trusted moneylender. We provide a compre...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 4.91 km
We make every effort to achieve each and every one of our customers’ wants and needs. We ar...
101 UPPER CROSS STREET PEOPLE'S PARK CENTRE SINGAPORE 058357 4.93 km
We offer quick cash through personal loan or payday loan. Regardlessif it’s medical loan, e...
10 Anson Road #01-01 International Plaza Singapore 079903 4.94 km
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10 ANSON ROAD INTERNATIONAL PLAZA SINGAPORE 079903 4.94 km
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10 ANSON ROAD INTERNATIONAL PLAZA SINGAPORE 079903 4.94 km
There are customised loan services readily available to each customer. We offer a manageable repa...
1 Scotts Road #03-04 Shaw Centre Singapore 228208 4.94 km
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1.00 (1 review)
10 ANSON ROAD INTERNATIONAL PLAZA SINGAPORE 079903 4.96 km
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133 NEW BRIDGE ROAD CHINATOWN POINT SINGAPORE 059413 5 km
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2 Clementi West Street 2 #01-06 West Coast Community Centre Singapore 129605 5.17 km
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50 NORTH CANAL ROAD SINGAPORE 059304 5.22 km
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176 Orchard Road #01-27 CentrePoint Singapore 238843 5.24 km
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3 PHILLIP STREET ROYAL GROUP BUILDING SINGAPORE 048693 5.55 km
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1 NORTH BRIDGE ROAD HIGH STREET CENTRE SINGAPORE 179094 5.6 km
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We offer quick cash through personal loan or payday loan. Regardless of whether it’s medica...
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We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
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we make every effort to achieve each and every one of our customers’ wants and needs. We ar...
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1 Farrer Park Station Road #01-13 Connexion Singapore 217562 7.2 km
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200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 7.42 km
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We have invested massively in truly trained workforce and this differentiate us from other money ...
200 Jalan Sultan #01-06 Textile Centre Singapore 199018 7.46 km
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801 FRENCH ROAD SINGAPORE 200801 7.54 km
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801 FRENCH ROAD SINGAPORE 200801 7.54 km
We have invested heavily in exceptionally trained workforce and this differentiate us from other ...
801 FRENCH ROAD SINGAPORE 200801 7.54 km
We have been Singapore’s leading licensed and most trusted moneylender. We provide a massiv...
1 Jalan Anak Bukit #01-19/20 Bukit Timah Plaza Singapore 588996 7.63 km
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We have been Singapore’s leading licensed and most trusted moneylender. We offer a widespre...
BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 7.8 km
We have invested profoundly in highly trained workforce and this differentiate us from other mone...
5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 7.8 km
For years, we have been providing reasonable loan packages to those that needs emergency funds. A...
279 BALESTIER ROAD BALESTIER POINT SINGAPORE 329727 7.81 km
We feel that each customer relationship is very critical when it comes to working in this industr...
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We offer quick cash through personal loan or payday loan. Whether it’s medical loan, educat...
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We are an authorised and licensed money lender. If its quick cash loan that you require, anywhere...
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We are an authorised and licensed money lender. If its quick cash loan that you require, anywhere...
360 Balestier Road #01-14/15 Shaw Plaza - Twin Heights Singapore 329783 7.92 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
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DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
140 UPPER BUKIT TIMAH ROAD BEAUTY WORLD PLAZA SINGAPORE 588176 8.11 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...