204 Bedok North St 1 #01-403/405/407 Singapore 460204
204 Bedok North Street 1 Singapore 460204 SG

Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed monetary services organisation with its head workplace in Singapore. Openly listed, OCBC Bank’s largest investor is the Lee Group of Companies.

OCBC’s Indonesia subsidiary, Bank OCBC NISP, has 630 branches and workplaces

In 1932, 3 banks– Chinese Commercial Bank (1912), Ho Hong Bank (1917), and Oversea-Chinese Bank (1919), combined to form Oversea-Chinese Banking Corporation under the leadership of Tan Ean Kiam and Lee Kong Chian. In the subsequent years, the bank broadened its operations and ended up being the largest bank in South East Asia.

Tips For Acquiring Personal Loans In Singapore

Never take personal loans two to three months prior to another significant loan. To puts it simply, no individual loans if you’re intending to purchase a automobile, home, etc.

If you are taking a loan from the bank for a house or vehicle, it is essential to note your Debt Servicing Ratio which is a measure of the percentage of your regular income to the repayment of your automobile or home loan.

So a DSR of 50% implies your loan payments, plus repayments of any other loans you have, can’t surpass 50% of your income.Just for referral, many banks enable 40% DSR for a home, and 30% DSR for a vehicle.

Particular Loans Are Cheaper – Take out a particular loan where you take a renovation loan for your renovation requirements and a auto loan for your automobile. It is not a good idea to secure a personal loan for your car or renovation requirements. When it comes to banks, particular loans’ rates of interest are lower.

When it concerns personal loans, they are unsecured where you have nothing to back the loans if you can not pay back the banks. Such loans are riskier for the banks and they have a higher rates of interest for personal loans. Due to the nature of such personal loans, it is not recommended to take individual loans except for emergency situation scenarios.

211 NEW UPPER CHANGI ROAD SINGAPORE 460211 0.16 km
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Blk 213 Bedok North Street 1 #01-103 Singapore 460213 0.28 km
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217 BEDOK NORTH STREET 1 SINGAPORE 460217 0.44 km
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129 BEDOK NORTH STREET 2 SINGAPORE 460129 0.9 km
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88 Bedok North St 4 #01-163 Singapore 460088 1.24 km
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61 UBI AVENUE 2 AUTOMOBILE MEGAMART SINGAPORE 408898 3.25 km
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1 Tampines Central 5 #01-02 Tampines CPF Building Singapore 529508 3.31 km
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65 UBI CRESCENT HOLA CENTRE SINGAPORE 408559 3.56 km
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83 Marine Parade Central #01-576/578 Singapore 440083 3.75 km
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50 EAST COAST ROAD ROXY SQUARE SINGAPORE 428769 3.78 km
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201D TAMPINES STREET 21SINGAPORE 524201 3.89 km
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80 Marine Parade Road #01-13 Parkway Parade Singapore 449269 3.89 km
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Blk 443 Pasir Ris Drive 6 #01-20/22 Singapore 510443 5.67 km
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5 JALAN KILANG BARAT PETRO CENTRE SINGAPORE 159349 5.92 km
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211 Hougang St 21 #01-295 Singapore 530211 5.98 km
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210 HOUGANG STREET 21 SINGAPORE 530210 6.02 km
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153 SERANGOON NORTH AVENUE 1 SINGAPORE 550153 8.04 km
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1 Sengkang Square #02-05/06 Compass One Mall Singapore 545078 8.26 km
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3 Temasek Boulevard #02-735 / 736 Suntec City Mall Singapore 038983 8.56 km
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1 Farrer Park Station Road #01-13 Connexion Singapore 217562 8.64 km
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279 BALESTIER ROAD BALESTIER POINT SINGAPORE 329727 8.68 km
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