1 Jalan Anak Bukit #01-19/20 Bukit Timah Plaza Singapore 588996

DBS Bank Ltd is an international banking and financial services corporation headquartered in Marina Bay, Singapore. Founded on 16 July 1968 by the Government of Singapore to take over the industrial financing activities from the Economic Development Board, the bank’s main purpose was to provide loans and financial aid to the manufacturing and processing industries and to help establish and upgrade existing industries in Singapore. In 1960, the Singapore government invited a United Nations (UN) industrial survey mission to assess the economical situation in Singapore and to come up with an industrialisation programme for the city.The proposal included putting together a development bank, also an economic body to attract foreign investments and provide financing and managing the industrial estates. The bank was incorporated in July 1968 and began operations in September of the same year

Advice With regards to Securing Personal Loans In Singapore

Never ever take personal loans 2 to 3 months prior to another major loan. In other words, no individual loans if you’re meaning to buy a automobile, house, etc.

A key aspect is your DSR (Debt Servicing Ratio)when you take a bank loan for a automobile or home. This measures exactly what portion of your earnings can go into paying back the real estate or vehicle loan, including other overheads (e.g. payment for other individual loans).

A DSR of 50% implies your loan repayments, plus payments of any other loans you have, can’t go beyond 50% of your income.Just for recommendation, a lot of banks enable 40% DSR for a home, and 30% DSR for a automobile.

Loans Get Cheaper As the Loan Gets More Specific – So when it concerns getting loans, be as specific as you can. Don’t take a personal loan to refurbish your home, not when there’s a renovation loan bundle. Do not take a individual loan to pay for your education, when there’s an education loan package.

In order to encourage you, particular loan bundles often have lower interest rates. Personal loans tend to charge interest of about 6% to 8%, whereas particular loans (renovation loans, education loans, etc).

Many personal loans are unsecured. As in, there’s no collateral behind them. And considering that the providing banks have no security, they’ll compensate by jacking up rate of interest.

That implies you should never take a personal loan without knowledge of exactly when and how you’ll pay it back.

Don’t use individual loans as alternative business loans. You ought to only take a individual loan to alleviate flow problems.

140 UPPER BUKIT TIMAH ROAD BEAUTY WORLD PLAZA SINGAPORE 588176 0.5 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
148 Upper Bukit Timah Road #01-01 UOB Centre Singapore 588178 0.53 km
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170 Upper Bukit Timah Rd #01-01 Bukit Timah Shopping Centre Singapore 588179 0.59 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
170 UPPER BUKIT TIMAH ROAD BUKIT TIMAH SHOPPING CENTRE SINGAPORE 588179 0.61 km
There are personalised loan services available to each customer. We provide a manageable repaymen...
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United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...
Blk 450 Clementi Avenue 3 #01-293/295 Singapore 120450 3.19 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
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Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
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634 Bukit Batok Central #01-108 Singapore 650634 3.28 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
500 Dover Road Singapore Polytechnic, Food Court 5 (FC512) Singapore 139651 3.28 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
249 Holland Ave Singapore 278980 3.6 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
211 Holland Avenue #01-12 Holland Road Shopping Centre Singapore 278967 3.66 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
Raffles Holland V , 118 Holland Avenue #02-05 Singapore 278997 3.71 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
Blk 43 Holland Drive, #01-55 Singapore 270043 3.78 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
Blk 43 Holland Drive #01-53 Singapore 270043 3.78 km
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587 Bukit Timah Road #02-25/26/27/28 Coronation 3.83 km
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50 Jurong Gateway Road #B1-18 Jem Singapore 608549 3.99 km
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3 Gateway Drive #04-36 Westgate Singapore 608532 4.05 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
2 Clementi West Street 2 #01-06 West Coast Community Centre Singapore 129605 4.28 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
131 JURONG GATEWAY ROAD SINGAPORE 600131 4.35 km
We have been Singapore’s top licensed and most trusted moneylender. We offer a wide range o...
21 Jurong Gateway Road #01-03 CPF Jurong Building Singapore 608546 4.39 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
Blk 260 Bangkit Road #01-15 Singapore 670260 4.39 km
Founded on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of the ...
BLK 135 JURONG GATEWAY ROAD SINGAPORE 600135 4.4 km
We are determined to offer affordable loan for Singaporeans and foreigners in Singapore. As a lic...
257 Bangkit Rd #01-51/55 Singapore 670257 4.46 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
31 Lower Kent Ridge Road #01-02 Yusof Ishak House Singapore 119078 4.51 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
1 Jelebu Road #02-02 Bukit Panjang Plaza Singapore 4.81 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...
1 Segar Road #01-06 Zhenghua Community Club Singapore 677738 5.36 km
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301 Upper Thomson Road #01-45 Thomson Plaza Singapore 574408 6.04 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
251-253 Upper Thomson Road Singapore 574376 6.3 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
Blk 304 Choa Chu Kang Avenue 4 #01-657/659 Singapore 680304 6.45 km
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304 Choa Chu Kang Ave 4 #01-663 Singapore 680304 6.45 km
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181 Upper Thomson Road Singapore 574331 6.46 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
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159 SIN MING ROAD AMTECH BUILDING SINGAPORE 575625 6.79 km
We feel that each customer relationship is very extremely important when it comes to working in t...
502 Jurong West Ave 1 #01-821 Singapore 640502 6.88 km
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1 Scotts Road #03-04 Shaw Centre Singapore 228208 6.91 km
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2 Orchard Turn #B2-57 Singapore 238801 7.11 km
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304 ORCHARD ROAD LUCKY PLAZA SINGAPORE 238863 7.21 km
We are an legal and licensed money lender. If its quick personal loan that you require, anywhere ...
BLK 124 LORONG 1 TOA PAYOH SINGAPORE 310124 7.28 km
We are established to provide cost-efficient loan for Singaporeans and foreigners in Singapore. A...
150 LORONG 1 TOA PAYOH SINGAPORE 310150 7.32 km
We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
61 Choa Chu Kang Drive #01-04 Yew Tee MRT Station Singapore 689715 7.42 km
Prior to its acquisition, the bank was a significant public bank offering low-cost banking servic...
391 Orchard Road #04-15 Ngee Ann City Singapore 238872 7.44 km
Established on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the P...
BLK 162 BUKIT MERAH CENTRAL SINGAPORE 150162 7.47 km
There are personalised loan services available to each customer. We offer a manageable repayment ...
10 Sinaran Drive #02-19/20 Square 2 Singapore 307506 7.52 km
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25 Boon Lay Place Singapore 649886 7.57 km
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238A Thomson Road #01-38 Novena Square Singapore 307685 7.57 km
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2 Orchard Link #02-07/08 Scape Building Singapore 237978 7.58 km
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10 Boon Lay Place #01-06 Boon Lay Community Club Singapore 649882 7.59 km
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Blk 107 Toa Payoh Lorong 1 #01-266 Singapore 310107 7.6 km
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460 Alexandra Road #02-33/34 Alexandra Retail Centre Singapore 119963 7.63 km
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520 Lorong 6 Toa Payoh #02-52/53 Singapore 310520 7.65 km
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Blk 520 Toa Payoh Lorong 6 #02-51 Singapore 310520 7.65 km
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163 ANG MO KIO AVE 4 SINGAPORE 560163 7.65 km
We have invested massively in incredibly trained workforce and this sets us apart from other mone...
1 Kim Seng Promenade #02-32 Great World City Singapore 237994 7.69 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
BLK 178 TOA PAYOH CENTRAL SINGAPORE 310178 7.76 km
For years, we have been delivering competitive loan packages to those in need of emergency funds....
230 Orchard Road #01-230 Faber House Singapore 238854 7.76 km
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480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480 7.76 km
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520 Toa Payoh Lorong 6 #02-50 Hdb Hub Singapore 310520 7.77 km
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1 Kim Seng Promenade #01-34 Great World City Singapore 237994 7.81 km
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135 Bukit Timah Road Newton Building Singapore 229837 7.84 km
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183 TOA PAYOH CENTRAL SINGAPORE 310183 7.86 km
We offer quick cash through personal loan or payday loan. Regardless of whether it’s medica...
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176 Orchard Road #01-27 CentrePoint Singapore 238843 7.89 km
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302 Tiong Bahru Road #01-101/102 Tiong Bahru Plaza Singapore 168732 7.89 km
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We have invested greatly in truly trained workforce and this differentiate us from other money le...
185 TOA PAYOH CENTRAL SINGAPORE 310185 7.93 km
We strive to achieve each and every one of our customers’ needs and wants. We are an compan...
185 TOA PAYOH CENTRAL SINGAPORE 310185 7.93 km
We offer quick cash through personal loan or payday loan. Regardlessif it’s medical loan, e...
185 TOA PAYOH CENTRAL SINGAPORE 310185 7.93 km
We have been Singapore’s leading licensed and most trusted moneylender. We render an extens...
185 TOA PAYOH CENTRAL SINGAPORE 310185 7.93 km
We feel that each customer relationship is very critical when it comes to business in this indust...
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186 TOA PAYOH CENTRAL SINGAPORE 310186 7.95 km
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186 TOA PAYOH CENTRAL SINGAPORE 310186 7.95 km
We have invested massively in highly trained workforce and this sets us apart from other money le...
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1 Jurong West Central 2 #B1-31/32/33/46 Jurong Point Shopping Centre Singapore 648886 8 km
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1 Jurong West Central 2 #01-16C Jurong Point Shopping Centre Singapore 648886 8.04 km
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360 Balestier Road #01-14/15 Shaw Plaza - Twin Heights Singapore 329783 8.22 km
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279 BALESTIER ROAD BALESTIER POINT SINGAPORE 329727 8.31 km
We feel that each customer relationship is very critical when it comes to working in this industr...
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For years, we have been offering competitive loan packages to those in need of emergency funds. A...
87 BUKIT TIMAH ROAD TAN KONG TIEN BUILDING SINGAPORE 229834 8.37 km
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705 ANG MO KIO AVENUE 8 SINGAPORE 560705 8.39 km
We have been Singapore’s top licensed and most trusted moneylender. We render a comprehensi...
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We offer quick cash through personal loan or payday loan. Whether it’s medical loan, educat...
Blk 712a Ang Mo Kio Avenue 6 #01-4066 Singapore 560712 8.4 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
726 ANG MO KIO AVENUE 6 SINGAPORE 560726 8.4 km
We have been Singapore’s top licensed and most trusted moneylender. We provide an extensive...
53 Ang Mo Kio Avenue 3 #03-01/27 AMK Hub Singapore 569933 8.4 km
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53 Ang Mo Kio Avenue 3 #B1-34 AMK Hub Singapore 569933 8.43 km
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We have been Singapore’s top licensed and most trusted moneylender. We provide a widespread...
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We are an authorised and licensed money lender. If its quick cash loan that you require, anywhere...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 8.48 km
We have invested greatly in exceptionally trained workforce and this sets us apart from other mon...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 8.48 km
We have invested greatly in truly trained workforce and this sets us apart from other money lende...
68 Orchard Road #B1-25 Plaza Singapura Singapore 238839 8.53 km
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1 Farrer Park Station Road #01-13 Connexion Singapore 217562 8.8 km
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189 SELEGIE ROAD SELEGIE CENTRE SINGAPORE 188332 8.8 km
we make every effort to achieve each and every one of our customers’ wants and needs. We ar...
1 SOPHIA ROAD PEACE CENTRE SINGAPORE 228149 8.81 km
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1 SOPHIA ROAD PEACE CENTRE SINGAPORE 228149 8.88 km
We have invested heavily in highly trained workforce and this sets us apart from other money lend...
SERANGOON ROAD SINGAPORE 218084 8.94 km
For years, we have been providing competitive loan packages to those looking for emergency funds....
SERANGOON ROAD SINGAPORE 218085 8.94 km
We have invested profoundly in exceptionally trained workforce and this differentiate us from oth...
SERANGOON ROAD SINGAPORE 218085 8.94 km
Times are hard in Singapore and consumers and businessowners are finding it harder to get access ...
UPPER DICKSON ROAD SINGAPORE 207488 8.96 km
we go all out to achieve each and every one of our customers’ needs and wants. We are an li...
25 NORRIS ROAD SINGAPORE 208267 9 km
We feel that each customer relationship is very extremely important when it comes to operating in...
25 NORRIS ROAD SINGAPORE 208267 9 km
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43A CAMPBELL LANE SINGAPORE 209915 9.02 km
we aim to achieve each and every one of our customers’ needs and wants. We are an licensed ...
43A CAMPBELL LANE SINGAPORE 209915 9.02 km
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180 Kitchener Road #02-01/02 Singapore 208539 9.16 km
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70 Stamford Road #B1-43 Singapore Management University Singapore 178901 9.23 km
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10 JALAN BESAR SIM LIM TOWER SINGAPORE 208787 9.28 km
We are established to provide cost-efficient loan for Singaporeans and expats in Singapore. As a ...
1 Park Road #01-01/02 People's Park Complex Singapore 059108 9.32 km
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101 UPPER CROSS STREET PEOPLE'S PARK CENTRE SINGAPORE 058357 9.33 km
We offer quick cash through personal loan or payday loan. Regardlessif it’s medical loan, e...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 9.33 km
We make every effort to achieve each and every one of our customers’ wants and needs. We ar...