Blk 43 Holland Drive, #01-55 Singapore 270043
43 Holland Drive Singapore 270043 SG

DBS Bank Ltd is an international banking and financial services corporation headquartered in Marina Bay, Singapore. The company was known as The Development Bank of Singapore Limited, before the current name was adopted in July 2003 to mirror its changing role as a regional bank.

The bank was put together by the Government of Singapore in July 1968 to take control of the industrial financing activities from the Economic Development Board. Today, its branches numbering greater than 100 can be found island-wide. DBS Bank is the largest bank in South East Asia by assets and among the larger banks in Asia, with total assets of S$ 482 billion as at 31 Dec 2016. It has market-dominant positions in consumer banking, treasury and markets, asset management, securities brokerage, equity and debt fund-raising in Singapore and Hong Kong.

Recommendation With regard to Acquiring Personal Loans In Singapore

Never ever take individual loans two to three months prior to another major loan. Simply puts, no personal loans if you’re intending to purchase a car, home, etc.

If you are taking a loan from the bank for a home or automobile, it is necessary to note your Debt Servicing Ratio which is a measure of the percentage of your routine income towards the payment of your car or home loan.

Simply puts, a Debt Servicing Ratio of 50% implies that your debt responsibility can not surpass 50% of your earnings. As a guide, many banks enable 40% Debt Servicing Ratio for a home and 30% for a auto loan

Specific Loans Are Cheaper – Take out a particular loan where you take a renovation loan for your renovation needs and a car loan for your car. It is not a good idea to secure a individual loan for your vehicle or renovation requirements. When it concerns banks, specific loans’ rates of interest are lower.

When it concerns individual loans, they are unsecured where you have absolutely nothing to back the loans if you can not pay back the banks. Such loans are riskier for the banks and they have a higher rates of interest for personal loans. Due to the nature of such personal loans, it is not a good idea to take individual loans except for emergency situation situations.

Blk 43 Holland Drive #01-53 Singapore 270043 0 km
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1 Kim Seng Promenade #02-32 Great World City Singapore 237994 4.58 km
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we make every effort to achieve each and every one of our customers’ wants and needs. We ar...
101 UPPER CROSS STREET PEOPLE'S PARK CENTRE SINGAPORE 058357 6.2 km
We have invested profoundly in truly trained workforce and this differentiate us from other money...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 6.2 km
We make every effort to achieve each and every one of our customers’ wants and needs. We ar...
101 UPPER COSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 6.21 km
We are an authorised and licensed money lender. If its quick cash loan that you need, anywhere in...
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We have been Singapore’s leading licensed and most trusted moneylender. We provide a compre...
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We offer quick cash through personal loan or payday loan. Regardlessif it’s medical loan, e...
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We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 6.57 km
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77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 6.57 km
For years, we have been offering competitive loan packages to those who need emergency funds. As ...
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5.00 (1 review)
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1.00 (1 review)
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