2 Sembawang Crescent #01-02 Canberra Community Club Singapore 757632
2 Sembawang Crescent Singapore 757632 SG

POSB Bank (or just called POSB) is a Singaporean bank offering customer banking services and is the earliest bank in constant operation in Singapore. Established on January 1, 1877 as the Post Office Savings Bank, the bank now operates as part of DBS Bank, which got the organization and its subsidiaries on November 16, 1998.

Prior to its acquisition, the bank was a significant public bank offering inexpensive banking services to Singaporeans. DBS Bank attempts to continue this tradition by assuring to keep costs low for fundamental savings accounts, and to exempt kids, full-time students listed below the age of 21 years and full-time National Troop from bank charges.

Tips Regarding Acquiring Personal Loans In Singapore

Never take personal loans 2 to 3 months prior to another major loan. In other words, no personal loans if you’re meaning to buy a automobile, home, etc.

To puts it simply, a Debt Servicing Ratio of 50% means that all your debt responsibility can not go beyond 50% of your income. As a guide, most banks permit 40% Debt Servicing Ratio for a house and 30% for a auto loan

When you take a bank loan for a vehicle or home, a essential factor is your DSR (Debt Servicing Ratio ). This determines exactly what percentage of your earnings can go into repaying the housing or car loan, including other overheads (e.g. repayment for other personal loans).

Particular Loans Are Cheaper – Take out a specific loan where you take a renovation loan for your renovation requirements and a auto loan for your car. It is not wise to take out a personal loan for your cars and truck or renovation requirements. When it comes to banks, specific loans’ rates of interest are lower.

When it pertains to individual loans, they are unsecured where you have nothing to back the loans if you can not pay back the banks. Such loans are riskier for the banks and they have a greater interest rate for individual loans. Due to the nature of such individual loans, it is not a good idea to take personal loans except for emergency situation situations.

30 Sembawang Drive #02-05 Sun Plaza Singapore 757713 0.36 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
Blk 101 Yishun Avenue 5 #01-05 Singapore 760101 1.83 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
Blk 290 Yishun Street 22 #01-401 Singapore 760290 2.08 km
Prior to its acquisition, the bank was a major public bank offering affordable banking services t...
930 Yishun Avenue 2 #01-41/42/43 Northpoint Shopping Centre Singapore 769098 2.48 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
930 Yishun Ave 2 #B1-37/38/39 Northpoint Shopping Centre Singapore 769098 2.51 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
SENOKO DRIVE SINGAPORE 758249 2.66 km
we make every effort to achieve each and every one of our customers’ needs and wants. We ar...
Blk 926 Yishun Central 1 #01-183 Singapore 760926 2.78 km
Established on January 1, 1877 as the Post Workplace Savings Bank (POSB), the bank was part of th...
BLK 846 YISHUN RING ROAD SINGAPORE 760846 3.55 km
For years, we have been delivering competitive loan packages to those in need of emergency funds....
30 Yishun Street 81 #01-04 Nee Soon South Community Club Singapore 768455 3.76 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
900 South Woodlands Drive #02-01 Woodlands Civic Centre Singapore 730900 3.81 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
900 South Woodlands Drive #01-06 Woodlands Civic Centre Singapore 730900 3.82 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
1 Woodlands Square, #B1-26 Causeway Point Singapore 738099 3.86 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
1 Woodlands Square #01-16 Causeway Point Singapore 738099 3.86 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
Blk 303 Woodlands Street 31 #01-191 Singapore 730303 5.32 km
POSB Bank (or merely known as POSB) is a Singaporean bank offering consumer banking services and ...
303 Woodlands St 31 #01-159/161 Singapore 730303 5.32 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
Blk 2a Woodlands Centre Road #01-134 Singapore 731002 5.51 km
POSB Bank (or merely known as POSB) is a Singaporean bank offering consumer banking services and ...
629 Ang Mo Kio Ave 4 #01-1006/1008/1010 Singapore 560629 7.55 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
Blk 629 Ang Mo Kio Avenue 4 #01-1018 Singapore 560629 7.55 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
163 ANG MO KIO AVE 4 SINGAPORE 560163 8.18 km
We have invested massively in incredibly trained workforce and this sets us apart from other mone...
1 Segar Road #01-06 Zhenghua Community Club Singapore 677738 8.4 km
Prior to its acquisition, the bank was a major public bank offering affordable banking services t...
2 Ang Mo Kio Drive Blk A #01-10 Singapore 567720 8.49 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
726 ANG MO KIO AVENUE 6 SINGAPORE 560726 8.57 km
We have been Singapore’s top licensed and most trusted moneylender. We provide an extensive...
128 ANG MO KIO AVENUE 3 SINGAPORE 560128 8.67 km
We have invested massively in highly trained workforce and this differentiate us from other money...
33 Sengkang West Avenue #01-49/50/51/52/53 Seletar Mall Singapore 797653 8.67 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
Blk 712a Ang Mo Kio Avenue 6 #01-4066 Singapore 560712 8.73 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 8.77 km
We have invested greatly in exceptionally trained workforce and this sets us apart from other mon...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 8.77 km
We have invested greatly in truly trained workforce and this sets us apart from other money lende...
BLK 709 ANG MO KIO AVENUE 8 SINGAPORE 560709 8.79 km
We have been Singapore’s top licensed and most trusted moneylender. We provide a widespread...
BLK 704 ANG MO KIO AVE 8 SINGAPORE 560704 8.84 km
For years, we have been offering competitive loan packages to those in need of emergency funds. A...
705 ANG MO KIO AVENUE 8 SINGAPORE 560705 8.86 km
We have been Singapore’s top licensed and most trusted moneylender. We render a comprehensi...
53 Ang Mo Kio Avenue 3 #B1-34 AMK Hub Singapore 569933 8.96 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
53 Ang Mo Kio Avenue 3 #B1-32/33 AMK Hub Singapore 569933 8.98 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
53 Ang Mo Kio Avenue 3 #B1-01 AMK Hub Singapore 569933 9 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
257 Bangkit Rd #01-51/55 Singapore 670257 9.02 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
53 Ang Mo Kio Avenue 3 #03-01/27 AMK Hub Singapore 569933 9.03 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
Blk 260 Bangkit Road #01-15 Singapore 670260 9.06 km
Founded on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of the ...
1 Jelebu Road #02-02 Bukit Panjang Plaza Singapore 9.53 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...
61 Choa Chu Kang Drive #01-04 Yew Tee MRT Station Singapore 689715 9.62 km
Prior to its acquisition, the bank was a significant public bank offering low-cost banking servic...
159 SIN MING ROAD AMTECH BUILDING SINGAPORE 575625 10.05 km
We feel that each customer relationship is very extremely important when it comes to working in t...
83 Punggol Central #01-13 Waterway Point Singapore 828761 10.11 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
83 Punggol Central #01-01 Waterway Point Singapore 828761 10.11 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean international banking...
83 Punggol Central #01-15 Singapore 828761 10.13 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
301 Upper Thomson Road #01-45 Thomson Plaza Singapore 574408 10.13 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
153 SERANGOON NORTH AVENUE 1 SINGAPORE 550153 10.18 km
we strive to achieve each and every one of our customers’ wants and needs. We are an compan...
1 Sengkang Square #02-04 Compass One Singapore 545078 10.21 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
1 Maju Avenue #01-12/13/14/15 Serangoon Garden Village Singapore 556679 10.22 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
1 Sengkang Square #02-05/06 Compass One Mall Singapore 545078 10.24 km
Prior to its acquisition, the bank was a major public bank offering affordable banking services t...
86/88 Serangoon Garden Way Singapore 555982 10.3 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
251-253 Upper Thomson Road Singapore 574376 10.31 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
69 Serangoon Garden Way Singapore 555965 10.36 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
181 Upper Thomson Road Singapore 574331 10.64 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
304 Choa Chu Kang Ave 4 #01-663 Singapore 680304 10.85 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
Blk 304 Choa Chu Kang Avenue 4 #01-657/659 Singapore 680304 10.85 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
9 Bishan Place #01-14 Junction 8 Shopping Centre Singapore 579837 10.99 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
Blk 501 Bishan Street 11 #01-368/370 Singapore 570501 11.23 km
United Overseas Bank Limited (frequently called UOB) is a Singaporean multinational banking organ...
501 Bishan St 11 #01-372/374 Singapore 570501 11.23 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
Blk 118 Rivervale Drive #01-21 Rivervale Plaza Singapore 540118 11.29 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
90 Hougang Ave 10 #01-01/05 Hougang Mall Singapore 538766 11.53 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
80 Hougang Central #01-01 Hougang MRT Station Singapore 538758 11.53 km
United Overseas Bank Limited (typically called UOB) is a Singaporean international banking organi...
Blk 254 Serangoon Central Drive #01-203 Singapore 550254 11.62 km
Prior to its acquisition, the bank was a major public bank offering low-cost banking services to ...
Blk 805 Hougang Central #01-102/104 Singapore 530805 11.72 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
Blk 107 Toa Payoh Lorong 1 #01-266 Singapore 310107 11.94 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
Blk 205 Hougang Street 21 #03-00 Heartland Mall Singapore 530205 11.97 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
Blk 204 Hougang Street 21 #01-107/111 Singapore 530204 12.03 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
23 Serangoon Central #B2-28/29 Singapore 556083 12.04 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
23 Serangoon Central #01-52/53 nex Singapore 556083 12.08 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean international banking organ...
210 HOUGANG STREET 21 SINGAPORE 530210 12.11 km
We feel that every customer relationship is very vital when it comes to working in this industry....
756 UPPER SERANGOON ROAD UPPER SERANGOON SHOPPING CENTRE SINGAPORE 534626 12.11 km
We have invested greatly in truly trained workforce and this sets us apart from other money lende...
211 Hougang St 21 #01-295 Singapore 530211 12.13 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
BLK 124 LORONG 1 TOA PAYOH SINGAPORE 310124 12.14 km
We are established to provide cost-efficient loan for Singaporeans and foreigners in Singapore. A...
170 UPPER BUKIT TIMAH ROAD BUKIT TIMAH SHOPPING CENTRE SINGAPORE 588179 12.31 km
There are personalised loan services available to each customer. We provide a manageable repaymen...
170 Upper Bukit Timah Rd #01-01 Bukit Timah Shopping Centre Singapore 588179 12.33 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
148 Upper Bukit Timah Road #01-01 UOB Centre Singapore 588178 12.37 km
United Overseas Bank Limited (commonly called UOB) is a Singaporean multinational banking organis...
140 UPPER BUKIT TIMAH ROAD BEAUTY WORLD PLAZA SINGAPORE 588176 12.37 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
1 Jalan Anak Bukit #01-19/20 Bukit Timah Plaza Singapore 588996 12.64 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
150 LORONG 1 TOA PAYOH SINGAPORE 310150 12.68 km
We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
JALAN JURONG KECHIL SINGAPORE 598599 12.75 km
Times are difficult in Singapore and consumers and businessowners are finding it harder to access...
5 JALAN KILANG BARAT PETRO CENTRE SINGAPORE 159349 12.77 km
Times are hard in Singapore and consumers and businessowners are finding it harder to get access ...
BLK 178 TOA PAYOH CENTRAL SINGAPORE 310178 12.8 km
For years, we have been delivering competitive loan packages to those in need of emergency funds....
Blk 520 Toa Payoh Lorong 6 #02-51 Singapore 310520 12.81 km
United Overseas Bank Limited (typically understood as UOB) is a Singaporean international banking...
520 Lorong 6 Toa Payoh #02-52/53 Singapore 310520 12.81 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
183 TOA PAYOH CENTRAL SINGAPORE 310183 12.83 km
We offer quick cash through personal loan or payday loan. Regardless of whether it’s medica...
Blk 108 Hougang Avenue 1 #01-1313/1315 Singapore 530108 12.89 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean multinational banking orga...
827 Bukit Timah Road Singapore 279886 12.92 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
BLK 185 TOA PAYOH CENTRAL SINGAPORE 310185 12.93 km
We have invested greatly in truly trained workforce and this differentiate us from other money le...
185 TOA PAYOH CENTRAL SINGAPORE 310185 12.93 km
We strive to achieve each and every one of our customers’ needs and wants. We are an compan...
185 TOA PAYOH CENTRAL SINGAPORE 310185 12.93 km
We offer quick cash through personal loan or payday loan. Regardlessif it’s medical loan, e...
185 TOA PAYOH CENTRAL SINGAPORE 310185 12.93 km
We have been Singapore’s leading licensed and most trusted moneylender. We render an extens...
185 TOA PAYOH CENTRAL SINGAPORE 310185 12.93 km
We feel that each customer relationship is very critical when it comes to business in this indust...
520 Toa Payoh Lorong 6 #02-50 Hdb Hub Singapore 310520 12.94 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
186 TOA PAYOH CENTRAL SINGAPORE 310186 12.95 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to get ...
186 TOA PAYOH CENTRAL SINGAPORE 310186 12.95 km
We have invested massively in highly trained workforce and this sets us apart from other money le...
480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480 12.96 km
Prior to its acquisition, the bank was a major public bank offering affordable banking services t...
Blk 637 Bukit Batok Central #01-16 Singapore 650637 12.99 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
Blk 634 Bukit Batok Central #01-104/106 Singapore 650634 13.01 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean multinational banking orga...
634 Bukit Batok Central #01-108 Singapore 650634 13.01 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
Blk 636 Bukit Batok Central #01-02/04 Singapore 650636 13.02 km
Prior to its acquisition, the bank was a major public bank offering low-cost banking services to ...
LORONG 6 TOA PAYOH HERSING CENTRE SINGAPORE 319394 13.05 km
For years, we have been rendering reasonable loan packages to those in need of emergency funds. A...
587 Bukit Timah Road #02-25/26/27/28 Coronation 13.51 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 13.56 km
Prior to its acquisition, the bank was a major public bank offering inexpensive banking services ...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 13.56 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
Blk 153 Bukit Batok West Street 11 #01-290/292 Singapore 650153 13.7 km
Prior to its acquisition, the bank was a significant public bank offering low-priced banking serv...
360 Balestier Road #01-14/15 Shaw Plaza - Twin Heights Singapore 329783 13.84 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
279 BALESTIER ROAD BALESTIER POINT SINGAPORE 329727 14.06 km
We feel that each customer relationship is very critical when it comes to working in this industr...
10 Sinaran Drive #02-19/20 Square 2 Singapore 307506 14.07 km
POSB Bank (or merely referred to as POSB) is a Singaporean bank offering consumer banking service...
BALESTIER ROAD SINGAPORE 329726 14.1 km
We offer quick cash through personal loan or payday loan. Whether it’s medical loan, educat...
262 BALESTIER ROAD OKIO SINGAPORE 329714 14.17 km
We are an authorised and licensed money lender. If its quick cash loan that you require, anywhere...
8 BURN ROAD TRIVEX SINGAPORE 369977 14.23 km
We offer quick cash through personal loan or payday loan. Regardlessif it’s medical loan, e...
238A Thomson Road #01-38 Novena Square Singapore 307685 14.28 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean international banki...
26 Tai Seng Street #01-01 Singapore 534057 14.4 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
30 Tai Seng Street #01-01 Breadtalk IHQ Singapore 534013 14.56 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
Blk 101 Towner Road #01-238/240/242 Singapore 322101 14.71 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
Blk 25 Bendemeer Road #01-561/563 Singapore 330025 14.84 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
3 Gateway Drive #04-36 Westgate Singapore 608532 14.97 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
50 Jurong Gateway Road #02-15 Jem Singapore 608549 15.05 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean multinational banking...
50 Jurong Gateway Road #B1-18 Jem Singapore 608549 15.05 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...