3155 Commonwealth Avenue West #04-52/55 The Clementi Mall Singapore 129588
3155 Commonwealth Avenue West Singapore 129588 SG

Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetary services organisation with its head office in Singapore. In 1932, 3 banks– Chinese Commercial Bank (1912), Ho Hong Bank (1917), and Oversea-Chinese Bank (1919), combined to form Oversea-Chinese Banking Corporation under the management of Tan Ean Kiam and Lee Kong Chian. In the subsequent decades, the bank broadened its operations and ended up being the biggest bank in South East Asia.

OCBC’s Indonesia subsidiary, Bank OCBC NISP, has 630 offices and branches

In 1932, 3 banks– Chinese Commercial Bank (1912), Ho Hong Bank (1917), and Oversea-Chinese Bank (1919), combined to form Oversea-Chinese Banking Corporation under the management of Tan Ean Kiam and Lee Kong Chian. In the subsequent years, the bank broadened its operations and ended up being the biggest bank in South East Asia.

Suggestion When it comes to Getting Personal Loans In Singapore

Never ever take individual loans two to three months prior to another significant loan. In other words, no personal loans if you’re meaning to purchase a car, house, and so on.

When you take a bank loan for a vehicle or home, a crucial factor is your DSR (Debt Servicing Ratio ). This determines exactly what portion of your income can enter into repaying the real estate or auto loan, including other overheads (e.g. repayment for other individual loans).

To puts it simply, a Debt Servicing Ratio of 50% suggests that your debt responsibility can not go beyond 50% of your earnings. As a guide, a lot of banks enable 40% Debt Servicing Ratio for a home and 30% for a vehicle loan

Specific Loans Are Cheaper – Take out a specific loan where you take a renovation loan for your renovation requirements and a vehicle loan for your vehicle. It is not smart to take out a personal loan for your vehicle or renovation requirements. When it comes to banks, specific loans’ rates of interest are lower.

When it comes to individual loans, they are unsecured where you have nothing to back the loans if you can not pay back the banks. Such loans are riskier for the banks and they have a higher rates of interest for personal loans. Due to the nature of such individual loans, it is not recommended to take personal loans except for emergency situation circumstances.

Blk 449 Clementi Avenue 3 #01-243 Singapore 120449 0.18 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
Blk 450 Clementi Avenue 3 #01-287/289 Singapore 120450 0.2 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...
Blk 450 Clementi Avenue 3 #01-293/295 Singapore 120450 0.2 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
2 Clementi West Street 2 #01-06 West Coast Community Centre Singapore 129605 1.33 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
500 Dover Road Singapore Polytechnic, Food Court 5 (FC512) Singapore 139651 1.54 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
31 Lower Kent Ridge Road #01-02 Yusof Ishak House Singapore 119078 2.17 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
JALAN JURONG KECHIL SINGAPORE 598599 2.99 km
Times are difficult in Singapore and consumers and businessowners are finding it harder to access...
50 Jurong Gateway Road #B1-18 Jem Singapore 608549 3.06 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
50 Jurong Gateway Road #02-15 Jem Singapore 608549 3.09 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean multinational banking...
1 Jalan Anak Bukit #01-19/20 Bukit Timah Plaza Singapore 588996 3.12 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
3 Gateway Drive #04-36 Westgate Singapore 608532 3.24 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
Blk 43 Holland Drive, #01-55 Singapore 270043 3.26 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
Blk 43 Holland Drive #01-53 Singapore 270043 3.26 km
Established on January 1, 1877 as the Post Workplace Savings Bank (POSB), the bank was part of th...
140 UPPER BUKIT TIMAH ROAD BEAUTY WORLD PLAZA SINGAPORE 588176 3.35 km
We provide quick cash through personal loan or payday loan. Whether it’s medical loan, educ...
148 Upper Bukit Timah Road #01-01 UOB Centre Singapore 588178 3.35 km
United Overseas Bank Limited (commonly called UOB) is a Singaporean multinational banking organis...
170 Upper Bukit Timah Rd #01-01 Bukit Timah Shopping Centre Singapore 588179 3.39 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
170 UPPER BUKIT TIMAH ROAD BUKIT TIMAH SHOPPING CENTRE SINGAPORE 588179 3.42 km
There are personalised loan services available to each customer. We provide a manageable repaymen...
BLK 135 JURONG GATEWAY ROAD SINGAPORE 600135 3.45 km
We are determined to offer affordable loan for Singaporeans and foreigners in Singapore. As a lic...
131 JURONG GATEWAY ROAD SINGAPORE 600131 3.47 km
We have been Singapore’s top licensed and most trusted moneylender. We offer a wide range o...
211 Holland Avenue #01-12 Holland Road Shopping Centre Singapore 278967 3.5 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
249 Holland Ave Singapore 278980 3.52 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
Raffles Holland V , 118 Holland Avenue #02-05 Singapore 278997 3.52 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
21 Jurong Gateway Road #01-03 CPF Jurong Building Singapore 608546 3.54 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
827 Bukit Timah Road Singapore 279886 3.85 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
Blk 637 Bukit Batok Central #01-16 Singapore 650637 4.08 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
Blk 636 Bukit Batok Central #01-02/04 Singapore 650636 4.1 km
Prior to its acquisition, the bank was a major public bank offering low-cost banking services to ...
Blk 634 Bukit Batok Central #01-104/106 Singapore 650634 4.13 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean multinational banking orga...
634 Bukit Batok Central #01-108 Singapore 650634 4.13 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
Blk 153 Bukit Batok West Street 11 #01-290/292 Singapore 650153 4.26 km
Prior to its acquisition, the bank was a significant public bank offering low-priced banking serv...
587 Bukit Timah Road #02-25/26/27/28 Coronation 5.18 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...
460 Alexandra Road #02-33/34 Alexandra Retail Centre Singapore 119963 6.14 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
Blk 501 Jurong West Street 51 #01-279/281 Singapore 640501 6.35 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
502 Jurong West Ave 1 #01-821 Singapore 640502 6.47 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
BLK 162 BUKIT MERAH CENTRAL SINGAPORE 150162 6.85 km
There are personalised loan services available to each customer. We offer a manageable repayment ...
25 Boon Lay Place Singapore 649886 6.95 km
United Overseas Bank Limited (typically understood as UOB) is a Singaporean multinational banking...
1 Jurong West Central 2 #B1-31/32/33/46 Jurong Point Shopping Centre Singapore 648886 6.96 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
10 Boon Lay Place #01-06 Boon Lay Community Club Singapore 649882 6.97 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
1 Jurong West Central 2 #B1-20 Jurong Point Shopping Centre Singapore 648886 6.98 km
POSB Bank (or simply called POSB) is a Singaporean bank offering consumer banking services and is...
1 Jurong West Central 2 #01-16C Jurong Point Shopping Centre Singapore 648886 6.98 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean multinational banking orga...
Blk 260 Bangkit Road #01-15 Singapore 670260 7.08 km
Founded on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of the ...
63 Jurong West Central 3 #B1-47/48/49/50 Jurong Point Shopping Centre Singapore 648331 7.09 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
257 Bangkit Rd #01-51/55 Singapore 670257 7.14 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
1 Jelebu Road #02-02 Bukit Panjang Plaza Singapore 7.19 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...
LOWER DELTA ROAD MOTORWAY BUILDING SINGAPORE 169205 7.38 km
We are established to provide cost effective loan for Singaporeans and expats in Singapore. As a ...
1 Scotts Road #03-04 Shaw Centre Singapore 228208 7.58 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
302 Tiong Bahru Road #01-101/102 Tiong Bahru Plaza Singapore 168732 7.65 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean international banki...
302 Tiong Bahru Road #01-125/126 Tiong Bahru Plaza Singapore 168732 7.65 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted financ...
302 Tiong Bahru Road, Tiong Bahru Plaza #01-123/124 Singapore 168732 7.65 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
2 Orchard Turn #B2-57 Singapore 238801 7.7 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
1 Kim Seng Promenade #02-32 Great World City Singapore 237994 7.83 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
304 ORCHARD ROAD LUCKY PLAZA SINGAPORE 238863 7.84 km
We are an legal and licensed money lender. If its quick personal loan that you require, anywhere ...
1 Kim Seng Promenade #01-34 Great World City Singapore 237994 7.92 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean international banking...
391 Orchard Road #04-15 Ngee Ann City Singapore 238872 7.98 km
Established on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the P...
1 Segar Road #01-06 Zhenghua Community Club Singapore 677738 8.01 km
Prior to its acquisition, the bank was a major public bank offering affordable banking services t...
Blk 304 Choa Chu Kang Avenue 4 #01-657/659 Singapore 680304 8.08 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
304 Choa Chu Kang Ave 4 #01-663 Singapore 680304 8.08 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
2 Orchard Link #02-07/08 Scape Building Singapore 237978 8.09 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
230 Orchard Road #01-230 Faber House Singapore 238854 8.34 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
1 Maritime Square #02-99/100 HarbourFront Centre Singapore 99253 8.39 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
1 MARITIME Square #02-122/123 Harbourfront Centre Singapore 099253 8.39 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
1 HarbourFront Walk #B2-35/36 Vivo City Singapore 098585 8.47 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean multinational bankin...
277 Orchard Road, orchardgateway, #01-16, #B1-12, #B2-12 Singapore 238858 8.48 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
176 Orchard Road #01-27 CentrePoint Singapore 238843 8.48 km
Established on January 1, 1877 as the Post Workplace Savings Bank (POSB), the bank was part of th...
1 HarbourFront Walk #01-160 VivoCity Singapore 098585 8.56 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
Blk 960 Jurong West Street 92 #01-174 Singapore 640960 8.62 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
301 Upper Thomson Road #01-45 Thomson Plaza Singapore 574408 8.62 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
251-253 Upper Thomson Road Singapore 574376 8.82 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
135 Bukit Timah Road Newton Building Singapore 229837 8.82 km
Prior to its acquisition, the bank was a major public bank offering low-cost banking services to ...
238A Thomson Road #01-38 Novena Square Singapore 307685 8.88 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean international banki...
181 Upper Thomson Road Singapore 574331 8.89 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
10 Sinaran Drive #02-19/20 Square 2 Singapore 307506 8.9 km
POSB Bank (or merely referred to as POSB) is a Singaporean bank offering consumer banking service...
77 KAMPONG BAHRU ROAD SINGAPORE 169376 9.01 km
Times are tough in Singapore and consumers and businessowners are finding it harder to get access...
68 Orchard Road #B1-25 Plaza Singapura Singapore 238839 9.14 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
150 LORONG 1 TOA PAYOH SINGAPORE 310150 9.17 km
We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
87 BUKIT TIMAH ROAD TAN KONG TIEN BUILDING SINGAPORE 229834 9.27 km
For years, we have been rendering affordable loan packages to those looking for emergency funds. ...
BLK 124 LORONG 1 TOA PAYOH SINGAPORE 310124 9.29 km
We are established to provide cost-efficient loan for Singaporeans and foreigners in Singapore. A...
1 Park Road #01-01/02 People's Park Complex Singapore 059108 9.34 km
United Overseas Bank Limited (commonly called UOB) is a Singaporean international banking organis...
159 SIN MING ROAD AMTECH BUILDING SINGAPORE 575625 9.35 km
We feel that each customer relationship is very extremely important when it comes to working in t...
1 PARK ROAD PEOPLE’S PARK COMPLEX SINGAPORE 059108 9.38 km
We have been Singapore’s top licensed and most trusted moneylender. We render a wide-rangin...
61 Choa Chu Kang Drive #01-04 Yew Tee MRT Station Singapore 689715 9.38 km
Prior to its acquisition, the bank was a significant public bank offering low-cost banking servic...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 9.43 km
we make every effort to achieve each and every one of our customers’ wants and needs. We ar...
101 UPPER CROSS STREET PEOPLE'S PARK CENTRE SINGAPORE 058357 9.43 km
We have invested profoundly in truly trained workforce and this differentiate us from other money...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 9.43 km
We make every effort to achieve each and every one of our customers’ wants and needs. We ar...
101 UPPER COSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 9.44 km
We are an authorised and licensed money lender. If its quick cash loan that you need, anywhere in...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 9.44 km
We have been Singapore’s leading licensed and most trusted moneylender. We provide a compre...
101 UPPER CROSS STREET PEOPLE'S PARK CENTRE SINGAPORE 058357 9.44 km
We offer quick cash through personal loan or payday loan. Regardlessif it’s medical loan, e...
Blk 520 Toa Payoh Lorong 6 #02-51 Singapore 310520 9.47 km
United Overseas Bank Limited (typically understood as UOB) is a Singaporean international banking...
520 Lorong 6 Toa Payoh #02-52/53 Singapore 310520 9.47 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
1 SOPHIA ROAD PEACE CENTRE SINGAPORE 228149 9.53 km
Times are difficult in Singapore and consumers and businessowners are finding it harder to access...
480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480 9.55 km
Prior to its acquisition, the bank was a major public bank offering affordable banking services t...
520 Toa Payoh Lorong 6 #02-50 Hdb Hub Singapore 310520 9.56 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
133 NEW BRIDGE ROAD CHINATOWN POINT SINGAPORE 059413 9.57 km
we make every effort to achieve each and every one of our customers’ wants and needs. We ar...
1 SOPHIA ROAD PEACE CENTRE SINGAPORE 228149 9.58 km
We have invested heavily in highly trained workforce and this sets us apart from other money lend...
BLK 178 TOA PAYOH CENTRAL SINGAPORE 310178 9.59 km
For years, we have been delivering competitive loan packages to those in need of emergency funds....
189 SELEGIE ROAD SELEGIE CENTRE SINGAPORE 188332 9.62 km
we make every effort to achieve each and every one of our customers’ wants and needs. We ar...
50 NORTH CANAL ROAD SINGAPORE 059304 9.63 km
We have invested heavily in truly trained workforce and this differentiate us from other money le...
LORONG 6 TOA PAYOH HERSING CENTRE SINGAPORE 319394 9.65 km
For years, we have been rendering reasonable loan packages to those in need of emergency funds. A...
Blk 531 Upper Cross Street #01-51 Hong Lim Complex Singapore 05053 9.67 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
Blk 107 Toa Payoh Lorong 1 #01-266 Singapore 310107 9.68 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
183 TOA PAYOH CENTRAL SINGAPORE 310183 9.69 km
We offer quick cash through personal loan or payday loan. Regardless of whether it’s medica...
531 UPPER CROSS STREET HONG LIM COMPLEX SINGAPORE 050531 9.72 km
We have been Singapore’s top licensed and most trusted moneylender. We provide a wide selec...
185 TOA PAYOH CENTRAL SINGAPORE 310185 9.73 km
We offer quick cash through personal loan or payday loan. Regardlessif it’s medical loan, e...
185 TOA PAYOH CENTRAL SINGAPORE 310185 9.73 km
We have been Singapore’s leading licensed and most trusted moneylender. We render an extens...
185 TOA PAYOH CENTRAL SINGAPORE 310185 9.73 km
We feel that each customer relationship is very critical when it comes to business in this indust...
BLK 185 TOA PAYOH CENTRAL SINGAPORE 310185 9.73 km
We have invested greatly in truly trained workforce and this differentiate us from other money le...
185 TOA PAYOH CENTRAL SINGAPORE 310185 9.73 km
We strive to achieve each and every one of our customers’ needs and wants. We are an compan...
186 TOA PAYOH CENTRAL SINGAPORE 310186 9.75 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to get ...
186 TOA PAYOH CENTRAL SINGAPORE 310186 9.75 km
We have invested massively in highly trained workforce and this sets us apart from other money le...
360 Balestier Road #01-14/15 Shaw Plaza - Twin Heights Singapore 329783 9.75 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
50 Nanyang Avenue Blk NS3-01-10 Singapore 639798 9.76 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
Blk 1 Tanjong Pagar #01-41/44 Tanjong Pagar Plaza Singapore 082001 9.79 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
279 BALESTIER ROAD BALESTIER POINT SINGAPORE 329727 9.79 km
We feel that each customer relationship is very critical when it comes to working in this industr...
70 Stamford Road #B1-43 Singapore Management University Singapore 178901 9.8 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
1 TRAS LINK ORCHID HOTEL SINGAPORE 078867 9.81 km
we endeavor to achieve each and every one of our customers’ wants and needs. We are an mone...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 9.83 km
We offer quick cash through personal loan or payday loan. Regardless of whether it’s medica...