211 Hougang St 21 #01-295 Singapore 530211
211 Hougang Street 21 Singapore 530211 SG

Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financial services organisation with its head office in Singapore. Although publicly listed, OCBC Bank’s largest shareholder is the Lee Group of Business. OCBC wased established by Lee Kong Chian in 1932, and his child Lee Seng Wee likewise worked as chairman. OCBC Bank has assets of more than 224 billion SGD. Based upon Bloomberg, in 2011 OCBC is the top of the world’s greatest $100 billion properties banks

OCBC’s Indonesia subsidiary, Bank OCBC NISP, has 630 branches and workplaces

In 1932, 3 banks– Chinese Commercial Bank (1912), Ho Hong Bank (1917), and Oversea-Chinese Bank (1919), combined to form Oversea-Chinese Banking Corporation under the management of Tan Ean Kiam and Lee Kong Chian. In the subsequent years, the bank broadened its operations and ended up being the biggest bank in South East Asia.

Idea For Taking Personal Loans In Singapore

Never ever take personal loans 2 to 3 months prior to another significant loan. Simply puts, no personal loans if you’re meaning to buy a car, house, and so on.

If you are taking a loan from the bank for a house or car, it is very important to note your Debt Servicing Ratio which is a procedure of the portion of your regular earnings to the repayment of your automobile or home loan.

So a DSR of 50% implies your loan repayments, plus repayments of other loans you have, cannot go beyond 50% of your income.Just for recommendation, a lot of banks permit 40% DSR for a house, and 30% DSR for a cars and truck.

Loans Get Cheaper As the Loan Gets More Specific – So when it concerns getting loans, be as specific as you can. Don’t take a personal loan to refurbish your home, not when there’s a renovation loan package. Don’t take a personal loan to spend for your education, when there’s an education loan plan.

In order to motivate you, particular loan bundles frequently have lower interest rates. Individual loans tend to charge interest of about 6% to 8%, whereas particular loans (renovation loans, education loans, etc).

The majority of individual loans are unsecured. As in, there’s no collateral behind them. And since the releasing banks have no security, they’ll compensate by jacking up interest rates.

That implies you ought to never take a individual loan without understanding of exactly when and how you’ll pay it back.

Do not utilize individual loans as alternative business loans. Don’t use them to trade on Forex. Don’t utilize them to buy high threat equities. You need to just take a individual loan to ease capital issues.

210 HOUGANG STREET 21 SINGAPORE 530210 0.08 km
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23 Serangoon Central #B2-28/29 Singapore 556083 2 km
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153 SERANGOON NORTH AVENUE 1 SINGAPORE 550153 2.06 km
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7 Kaki Bukit Avenue 3 #01-08/09/10/11/12 Kaki Bukit Recreation Centre Singapore 415814 3.27 km
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61 UBI AVENUE 2 AUTOMOBILE MEGAMART SINGAPORE 408898 3.45 km
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Blk 301 Ubi Avenue 1 #01-257 Singapore 400301 3.6 km
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Blk 302 Ubi Ave 1 #01-59/ 63 Singapore 400302 3.61 km
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65 UBI CRESCENT HOLA CENTRE SINGAPORE 408559 3.68 km
We are determined to provide cost effective loan for Singaporeans and foreigners in Singapore. As...
1 Sengkang Square #02-05/06 Compass One Mall Singapore 545078 3.68 km
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1 Sengkang Square #02-04 Compass One Singapore 545078 3.71 km
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6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 3.77 km
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6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 3.77 km
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2 Ang Mo Kio Drive Blk A #01-10 Singapore 567720 4.03 km
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9 Bishan Place #01-14 Junction 8 Shopping Centre Singapore 579837 4.44 km
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53 Ang Mo Kio Avenue 3 #B1-01 AMK Hub Singapore 569933 4.49 km
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53 Ang Mo Kio Avenue 3 #03-01/27 AMK Hub Singapore 569933 4.51 km
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53 Ang Mo Kio Avenue 3 #B1-32/33 AMK Hub Singapore 569933 4.52 km
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60 Paya Lebar Road #01-45/46/52/53 Singapore 409051 4.58 km
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711 ANG MO KIO AVENUE 8 SINGAPORE 560711 4.61 km
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711 ANG MO KIO AVENUE 8 SINGAPORE 560711 4.61 km
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705 ANG MO KIO AVENUE 8 SINGAPORE 560705 4.62 km
We have been Singapore’s top licensed and most trusted moneylender. We render a comprehensi...
BLK 709 ANG MO KIO AVENUE 8 SINGAPORE 560709 4.63 km
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BLK 704 ANG MO KIO AVE 8 SINGAPORE 560704 4.65 km
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Blk 712a Ang Mo Kio Avenue 6 #01-4066 Singapore 560712 4.7 km
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30 Eunos Crescent #01-01 Eunos MRT Station Singapore 409423 4.76 km
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726 ANG MO KIO AVENUE 6 SINGAPORE 560726 4.81 km
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Blk 107 Toa Payoh Lorong 1 #01-266 Singapore 310107 4.94 km
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725 GEYLANG ROAD SINGAPORE 389636 5 km
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810 Geylang Road #01-51/55 City Plaza Singapore 409286 5.04 km
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128 ANG MO KIO AVENUE 3 SINGAPORE 560128 5.06 km
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228 CHANGI ROAD ICON@CHANGI SINGAPORE 419741 5.09 km
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186 TOA PAYOH CENTRAL SINGAPORE 310186 5.15 km
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186 TOA PAYOH CENTRAL SINGAPORE 310186 5.15 km
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183 TOA PAYOH CENTRAL SINGAPORE 310183 5.15 km
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BLK 185 TOA PAYOH CENTRAL SINGAPORE 310185 5.16 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 5.16 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 5.16 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 5.16 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 5.16 km
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BLK 178 TOA PAYOH CENTRAL SINGAPORE 310178 5.24 km
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520 Toa Payoh Lorong 6 #02-50 Hdb Hub Singapore 310520 5.32 km
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480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480 5.34 km
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520 Lorong 6 Toa Payoh #02-52/53 Singapore 310520 5.36 km
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83 Punggol Central #01-01 Waterway Point Singapore 828761 5.39 km
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83 Punggol Central #01-13 Waterway Point Singapore 828761 5.39 km
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83 Punggol Central #01-15 Singapore 828761 5.44 km
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159 SIN MING ROAD AMTECH BUILDING SINGAPORE 575625 5.6 km
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150 LORONG 1 TOA PAYOH SINGAPORE 310150 5.6 km
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360 Balestier Road #01-14/15 Shaw Plaza - Twin Heights Singapore 329783 5.61 km
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262 BALESTIER ROAD OKIO SINGAPORE 329714 5.68 km
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279 BALESTIER ROAD BALESTIER POINT SINGAPORE 329727 5.72 km
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163 ANG MO KIO AVE 4 SINGAPORE 560163 5.72 km
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629 Ang Mo Kio Ave 4 #01-1006/1008/1010 Singapore 560629 5.79 km
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181 Upper Thomson Road Singapore 574331 5.86 km
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204 Bedok North St 1 #01-403/405/407 Singapore 460204 5.98 km
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12 Kallang Avenue, #01-24 Singapore 339511 6.03 km
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251-253 Upper Thomson Road Singapore 574376 6.05 km
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211 NEW UPPER CHANGI ROAD SINGAPORE 460211 6.11 km
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JALAN BESAR SINGAPORE 208984 6.2 km
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1 Tampines Central 1 #01-01 UOB Tampines Centre Singapore 529539 6.21 km
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Blk 213 Bedok North Street 1 #01-103 Singapore 460213 6.22 km
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Blk 210 New Upper Changi Road #01-711 Singapore 460210 6.25 km
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BLK 210 NEW UPPER CHANGI ROAD SINGAPORE 460210 6.25 km
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1 Tampines Central 5 #01-02 Tampines CPF Building Singapore 529508 6.26 km
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217 BEDOK NORTH STREET 1 SINGAPORE 460217 6.31 km
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Blk 513 Tampines Central #01-160 Singapore 520513 6.33 km
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1 Stadium Place #01-66/67, Kallang Wave Singapore 397628 6.34 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...