Blk 204 Hougang Street 21 #01-107/111 Singapore 530204
204 Hougang Street 21 Singapore 530204 SG

DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, Singapore. The company was referred to as The Development Bank of Singapore Limited, before the present name was embraced in July 2003 to mirror its transforming role as a regional bank.The bank’s strong capital position, along with “AA-” and “Aa1” credit ratings by Standard & Poor’s and Moody’s that are among the top-notch in the Asia-Pacific region, acquired it Global Finance’s “Safest Bank in Asia” accolade for six consecutive years, from 2009 to 2015. The Bank was also presented the Best Digital Bank in the World in the year 2016 by EuroMoney. With operations in 17 markets, the bank has a regional network spanning more than 250 branches and over 1,100 ATMs across 50 cities

Idea Regarding Taking Personal Loans In Singapore

If you are planning to take a significant loan, do never take out a individual loan from a bank a couple of months prior to the significant loan. This will impact you.

A crucial aspect is your DSR (Debt Servicing Ratio)when you take a bank loan for a automobile or home. This measures what portion of your income can enter into paying back the real estate or car loan, including other overheads (e.g. repayment for other personal loans).

Simply puts, a Debt Servicing Ratio of 50% suggests that all your debt obligation can not exceed 50% of your earnings. As a guide, most banks allow 40% Debt Servicing Ratio for a house and 30% for a auto loan

Loans Get Cheaper As the Loan Gets More Specific – So when it comes to getting loans, be as specific as you can. Do not take a personal loan to remodel your home, not when there’s a renovation loan package. Do not take a individual loan to spend for your education, when there’s an education loan plan.

In order to motivate you, particular loan packages frequently have lower rate of interest. Personal loans have the tendency to charge interest of about 6% to 8%, whereas particular loans (renovation loans, education loans, etc). have rates as low as 2%. Ask the banker to match a bundle to your requirements.

A lot of individual loans are unsecured. As in, there’s no collateral behind them. And considering that the providing banks have no security, they’ll compensate by jacking up interest rates.

That means you must never ever take a individual loan without knowledge of precisely when and how you’ll pay it back.

Don’t use personal loans as alternative business loans. You must just take a individual loan to reduce flow problems.

Blk 205 Hougang Street 21 #03-00 Heartland Mall Singapore 530205 0.09 km
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210 HOUGANG STREET 21 SINGAPORE 530210 0.25 km
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80 Hougang Central #01-01 Hougang MRT Station Singapore 538758 1.68 km
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153 SERANGOON NORTH AVENUE 1 SINGAPORE 550153 1.89 km
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1 Maju Avenue #01-12/13/14/15 Serangoon Garden Village Singapore 556679 2.31 km
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26 Tai Seng Street #01-01 Singapore 534057 2.61 km
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61 UBI AVENUE 2 AUTOMOBILE MEGAMART SINGAPORE 408898 3.5 km
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6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 3.5 km
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6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 3.5 km
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Blk 301 Ubi Avenue 1 #01-257 Singapore 400301 3.65 km
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65 UBI CRESCENT HOLA CENTRE SINGAPORE 408559 3.68 km
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33 Sengkang West Avenue #01-49/50/51/52/53 Seletar Mall Singapore 797653 3.74 km
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2 Ang Mo Kio Drive Blk A #01-10 Singapore 567720 3.83 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
1 Sengkang Square #02-05/06 Compass One Mall Singapore 545078 3.87 km
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1 Sengkang Square #02-04 Compass One Singapore 545078 3.89 km
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53 Ang Mo Kio Avenue 3 #03-01/27 AMK Hub Singapore 569933 4.24 km
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711 ANG MO KIO AVENUE 8 SINGAPORE 560711 4.35 km
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711 ANG MO KIO AVENUE 8 SINGAPORE 560711 4.35 km
We have invested greatly in truly trained workforce and this sets us apart from other money lende...
705 ANG MO KIO AVENUE 8 SINGAPORE 560705 4.36 km
We have been Singapore’s top licensed and most trusted moneylender. We render a comprehensi...
BLK 709 ANG MO KIO AVENUE 8 SINGAPORE 560709 4.36 km
We have been Singapore’s top licensed and most trusted moneylender. We provide a widespread...
BLK 704 ANG MO KIO AVE 8 SINGAPORE 560704 4.39 km
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726 ANG MO KIO AVENUE 6 SINGAPORE 560726 4.56 km
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30 Eunos Crescent #01-01 Eunos MRT Station Singapore 409423 4.78 km
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128 ANG MO KIO AVENUE 3 SINGAPORE 560128 4.79 km
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186 TOA PAYOH CENTRAL SINGAPORE 310186 4.84 km
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186 TOA PAYOH CENTRAL SINGAPORE 310186 4.84 km
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183 TOA PAYOH CENTRAL SINGAPORE 310183 4.84 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 4.85 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 4.85 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 4.85 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 4.85 km
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725 GEYLANG ROAD SINGAPORE 389636 4.92 km
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480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480 5.03 km
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83 Punggol Central #01-15 Singapore 828761 5.64 km
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251-253 Upper Thomson Road Singapore 574376 5.73 km
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180 Kitchener Road #02-01/02 Singapore 208539 6.13 km
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1 Stadium Place #01-06/07 Singapore 397628 6.16 km
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1 Farrer Park Station Road #01-13 Connexion Singapore 217562 6.23 km
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211 NEW UPPER CHANGI ROAD SINGAPORE 460211 6.29 km
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801 FRENCH ROAD SINGAPORE 200801 6.33 km
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801 FRENCH ROAD SINGAPORE 200801 6.33 km
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801 FRENCH ROAD SINGAPORE 200801 6.33 km
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50 EAST COAST ROAD ROXY SQUARE SINGAPORE 428769 6.43 km
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There are customised loan services easily available to each customer. We provide a versatile repa...