90 Hougang Ave 10 #01-01/05 Hougang Mall Singapore 538766
90 Hougang Avenue 10 Singapore 538766 SG

Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financial services organisation with its head office in Singapore. In 1932, three banks– Chinese Commercial Bank (1912), Ho Hong Bank (1917), and Oversea-Chinese Bank (1919), combined to form Oversea-Chinese Banking Corporation under the leadership of Tan Ean Kiam and Lee Kong Chian. In the subsequent decades, the bank expanded its operations and became the biggest bank in South East Asia.

OCBC’s Indonesia subsidiary, Bank OCBC NISP, has 630 branches and offices

In 1932, 3 banks– Chinese Commercial Bank (1912), Ho Hong Bank (1917), and Oversea-Chinese Bank (1919), combined to form Oversea-Chinese Banking Corporation under the management of Tan Ean Kiam and Lee Kong Chian. In the subsequent years, the bank broadened its operations and ended up being the largest bank in South East Asia.

Recommendation With regards to Securing Personal Loans In Singapore

Never take individual loans 2 to 3 months prior to another major loan. In other words, no individual loans if you’re intending to purchase a vehicle, home, etc.

A essential aspect is your DSR (Debt Servicing Ratio)when you take a bank loan for a car or house. This measures what portion of your earnings can go into repaying the housing or car loan, consisting of other overheads (e.g. repayment for other individual loans).

A DSR of 50% implies your loan payments, plus payments of any other loans you have, cannot go beyond 50% of your income.Just for referral, most banks enable 40% DSR for a house, and 30% DSR for a vehicle.

Particular Loans Are Cheaper – Take out a particular loan where you take a renovation loan for your renovation requirements and a vehicle loan for your vehicle. It is not smart to get a personal loan for your car or renovation needs. When it pertains to banks, specific loans’ rate of interest are lower.

When it concerns personal loans, they are unsecured where you have absolutely nothing to back the loans if you can not repay the banks. Such loans are riskier for the banks and they have a higher rates of interest for personal loans. Due to the nature of such individual loans, it is not recommended to take individual loans except for emergency situation scenarios.

80 Hougang Central #01-01 Hougang MRT Station Singapore 538758 0.16 km
United Overseas Bank Limited (typically called UOB) is a Singaporean international banking organi...
Blk 805 Hougang Central #01-102/104 Singapore 530805 0.22 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
211 Hougang St 21 #01-295 Singapore 530211 1.59 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
210 HOUGANG STREET 21 SINGAPORE 530210 1.65 km
We feel that every customer relationship is very vital when it comes to working in this industry....
Blk 118 Rivervale Drive #01-21 Rivervale Plaza Singapore 540118 1.67 km
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Blk 205 Hougang Street 21 #03-00 Heartland Mall Singapore 530205 1.75 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
Blk 204 Hougang Street 21 #01-107/111 Singapore 530204 1.83 km
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1 Sengkang Square #02-05/06 Compass One Mall Singapore 545078 2.16 km
Prior to its acquisition, the bank was a major public bank offering affordable banking services t...
1 Sengkang Square #02-04 Compass One Singapore 545078 2.19 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
Blk 108 Hougang Avenue 1 #01-1313/1315 Singapore 530108 2.25 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean multinational banking orga...
153 SERANGOON NORTH AVENUE 1 SINGAPORE 550153 2.42 km
we strive to achieve each and every one of our customers’ wants and needs. We are an compan...
756 UPPER SERANGOON ROAD UPPER SERANGOON SHOPPING CENTRE SINGAPORE 534626 2.71 km
We have invested greatly in truly trained workforce and this sets us apart from other money lende...
33 Sengkang West Avenue #01-49/50/51/52/53 Seletar Mall Singapore 797653 2.86 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
5 JALAN KILANG BARAT PETRO CENTRE SINGAPORE 159349 3.06 km
Times are hard in Singapore and consumers and businessowners are finding it harder to get access ...
Blk 254 Serangoon Central Drive #01-203 Singapore 550254 3.27 km
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1 Maju Avenue #01-12/13/14/15 Serangoon Garden Village Singapore 556679 3.3 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
69 Serangoon Garden Way Singapore 555965 3.32 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
86/88 Serangoon Garden Way Singapore 555982 3.37 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
23 Serangoon Central #01-52/53 nex Singapore 556083 3.39 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean international banking organ...
23 Serangoon Central #B2-28/29 Singapore 556083 3.44 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
83 Punggol Central #01-01 Waterway Point Singapore 828761 3.83 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean international banking...
83 Punggol Central #01-13 Waterway Point Singapore 828761 3.83 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
83 Punggol Central #01-15 Singapore 828761 3.88 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
26 Tai Seng Street #01-01 Singapore 534057 4.14 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
7 Kaki Bukit Avenue 3 #01-08/09/10/11/12 Kaki Bukit Recreation Centre Singapore 415814 4.18 km
Prior to its acquisition, the bank was a major public bank offering low-cost banking services to ...
2 Ang Mo Kio Drive Blk A #01-10 Singapore 567720 4.21 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
8 BURN ROAD TRIVEX SINGAPORE 369977 4.24 km
We offer quick cash through personal loan or payday loan. Regardlessif it’s medical loan, e...
30 Tai Seng Street #01-01 Breadtalk IHQ Singapore 534013 4.28 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
61 UBI AVENUE 2 AUTOMOBILE MEGAMART SINGAPORE 408898 4.61 km
For years, we have been delivering affordable loan packages to those that needs emergency funds. ...
Blk 301 Ubi Avenue 1 #01-257 Singapore 400301 4.75 km
Prior to its acquisition, the bank was a major public bank offering affordable banking services t...
Blk 302 Ubi Ave 1 #01-59/ 63 Singapore 400302 4.79 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
65 UBI CRESCENT HOLA CENTRE SINGAPORE 408559 4.95 km
We are determined to provide cost effective loan for Singaporeans and foreigners in Singapore. As...
53 Ang Mo Kio Avenue 3 #B1-01 AMK Hub Singapore 569933 5.07 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
53 Ang Mo Kio Avenue 3 #B1-34 AMK Hub Singapore 569933 5.09 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
53 Ang Mo Kio Avenue 3 #03-01/27 AMK Hub Singapore 569933 5.09 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
53 Ang Mo Kio Avenue 3 #B1-32/33 AMK Hub Singapore 569933 5.1 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
Blk 827 Tampines Street 81 #01-138/140 Singapore 520827 5.11 km
Prior to its acquisition, the bank was a major public bank offering inexpensive banking services ...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 5.12 km
We have invested greatly in exceptionally trained workforce and this sets us apart from other mon...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 5.12 km
We have invested greatly in truly trained workforce and this sets us apart from other money lende...
BLK 709 ANG MO KIO AVENUE 8 SINGAPORE 560709 5.14 km
We have been Singapore’s top licensed and most trusted moneylender. We provide a widespread...
705 ANG MO KIO AVENUE 8 SINGAPORE 560705 5.17 km
We have been Singapore’s top licensed and most trusted moneylender. We render a comprehensi...
BLK 704 ANG MO KIO AVE 8 SINGAPORE 560704 5.19 km
For years, we have been offering competitive loan packages to those in need of emergency funds. A...
Blk 712a Ang Mo Kio Avenue 6 #01-4066 Singapore 560712 5.21 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
726 ANG MO KIO AVENUE 6 SINGAPORE 560726 5.28 km
We have been Singapore’s top licensed and most trusted moneylender. We provide an extensive...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 5.34 km
Prior to its acquisition, the bank was a major public bank offering inexpensive banking services ...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 5.34 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
9 Bishan Place #01-14 Junction 8 Shopping Centre Singapore 579837 5.58 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
128 ANG MO KIO AVENUE 3 SINGAPORE 560128 5.6 km
We have invested massively in highly trained workforce and this differentiate us from other money...
Blk 501 Bishan Street 11 #01-368/370 Singapore 570501 5.67 km
United Overseas Bank Limited (frequently called UOB) is a Singaporean multinational banking organ...
501 Bishan St 11 #01-372/374 Singapore 570501 5.67 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
Blk 539 Bedok North Street 3 #01-647 Singapore 460539 5.74 km
POSB Bank (or just known as POSB) is a Singaporean bank offering consumer banking services and is...
1 Tampines Central 1 #01-01 UOB Tampines Centre Singapore 529539 5.91 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean international banki...
1 Tampines Central 5 #01-02 Tampines CPF Building Singapore 529508 5.94 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
30 Eunos Crescent #01-01 Eunos MRT Station Singapore 409423 5.97 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
Blk 513 Tampines Central #01-160 Singapore 520513 5.99 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
60 Paya Lebar Road #01-45/46/52/53 Singapore 409051 5.99 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
AMPINES CENTRAL 1 SINGAPORE 520503 6 km
We have invested profoundly in exceptionally trained workforce and this differentiate us from oth...
Tampines 1 - 10 TAMPINES CENTRAL 1 #03-08/09 Singapore 529536 6.04 km
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629 Ang Mo Kio Ave 4 #01-1006/1008/1010 Singapore 560629 6.07 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
Blk 629 Ang Mo Kio Avenue 4 #01-1018 Singapore 560629 6.07 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
163 ANG MO KIO AVE 4 SINGAPORE 560163 6.19 km
We have invested massively in incredibly trained workforce and this sets us apart from other mone...
1 Pasir Ris Central Street 3 #03-05 Singapore 518457 6.21 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
1 Pasir Ris Central St 3 White Sands, #01-13 Singapore 518457 6.24 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
Blk 107 Toa Payoh Lorong 1 #01-266 Singapore 310107 6.25 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
228 CHANGI ROAD ICON@CHANGI SINGAPORE 419741 6.27 km
For years, we have been delivering competitive loan packages to those who need emergency funds. A...
GEYLANG ROAD SINGAPORE 389663 6.41 km
We have been Singapore’s leading licensed and most trusted moneylender. We offer an extensi...
810 Geylang Road #01-51/55 City Plaza Singapore 409286 6.44 km
United Overseas Bank Limited (typically called UOB) is a Singaporean multinational banking organi...
725 GEYLANG ROAD SINGAPORE 389636 6.44 km
We are an legal and licensed money lender. If its quick personal loan that you require, anywhere ...
204 Bedok North St 1 #01-403/405/407 Singapore 460204 6.51 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
159 SIN MING ROAD AMTECH BUILDING SINGAPORE 575625 6.53 km
We feel that each customer relationship is very extremely important when it comes to working in t...
250 Sims Avenue #01-01 Singapore 387513 6.55 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
183 TOA PAYOH CENTRAL SINGAPORE 310183 6.58 km
We offer quick cash through personal loan or payday loan. Regardless of whether it’s medica...
186 TOA PAYOH CENTRAL SINGAPORE 310186 6.59 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to get ...
186 TOA PAYOH CENTRAL SINGAPORE 310186 6.59 km
We have invested massively in highly trained workforce and this sets us apart from other money le...
BLK 185 TOA PAYOH CENTRAL SINGAPORE 310185 6.6 km
We have invested greatly in truly trained workforce and this differentiate us from other money le...
185 TOA PAYOH CENTRAL SINGAPORE 310185 6.6 km
We strive to achieve each and every one of our customers’ needs and wants. We are an compan...
185 TOA PAYOH CENTRAL SINGAPORE 310185 6.6 km
We offer quick cash through personal loan or payday loan. Regardlessif it’s medical loan, e...
185 TOA PAYOH CENTRAL SINGAPORE 310185 6.6 km
We have been Singapore’s leading licensed and most trusted moneylender. We render an extens...
185 TOA PAYOH CENTRAL SINGAPORE 310185 6.6 km
We feel that each customer relationship is very critical when it comes to business in this indust...
BLK 178 TOA PAYOH CENTRAL SINGAPORE 310178 6.66 km
For years, we have been delivering competitive loan packages to those in need of emergency funds....
211 NEW UPPER CHANGI ROAD SINGAPORE 460211 6.66 km
We have been Singapore’s leading licensed and most trusted moneylender. We offer an extensi...
BLK 124 LORONG 1 TOA PAYOH SINGAPORE 310124 6.67 km
We are established to provide cost-efficient loan for Singaporeans and foreigners in Singapore. A...
88 Bedok North St 4 #01-163 Singapore 460088 6.69 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
Blk 213 Bedok North Street 1 #01-103 Singapore 460213 6.71 km
POSB Bank (or merely called POSB) is a Singaporean bank offering customer banking services and is...
LORONG 6 TOA PAYOH HERSING CENTRE SINGAPORE 319394 6.73 km
For years, we have been rendering reasonable loan packages to those in need of emergency funds. A...
520 Toa Payoh Lorong 6 #02-50 Hdb Hub Singapore 310520 6.75 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
217 BEDOK NORTH STREET 1 SINGAPORE 460217 6.76 km
There are customised loan services easily available to each customer. We provide a versatile repa...
Blk 520 Toa Payoh Lorong 6 #02-51 Singapore 310520 6.77 km
United Overseas Bank Limited (typically understood as UOB) is a Singaporean international banking...
520 Lorong 6 Toa Payoh #02-52/53 Singapore 310520 6.77 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480 6.77 km
Prior to its acquisition, the bank was a major public bank offering affordable banking services t...
Blk 210 New Upper Changi Road #01-707 Singapore 460210 6.78 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
Blk 210 New Upper Changi Road #01-711 Singapore 460210 6.78 km
United Overseas Bank Limited (frequently called UOB) is a Singaporean international banking organ...
BLK 210 NEW UPPER CHANGI ROAD SINGAPORE 460210 6.78 km
we aim to achieve each and every one of our customers’ wants and needs. We are an company t...
Blk 201A Tampines Street 21 #01-1051 Singapore 521201 6.87 km
Founded on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of the ...
181 Upper Thomson Road Singapore 574331 6.91 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
Blk 25 Bendemeer Road #01-561/563 Singapore 330025 6.92 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
Blk 101 Towner Road #01-238/240/242 Singapore 322101 6.97 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
150 LORONG 1 TOA PAYOH SINGAPORE 310150 6.98 km
We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
201D TAMPINES STREET 21SINGAPORE 524201 7 km
We are established to offer very affordable loan for Singaporeans and expats in Singapore. As a l...
129 BEDOK NORTH STREET 2 SINGAPORE 460129 7.01 km
We have invested profoundly in truly trained workforce and this differentiate us from other money...
251-253 Upper Thomson Road Singapore 574376 7.03 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...