277 Orchard Road, orchardgateway, #01-16, #B1-12, #B2-12 Singapore 238858
277 Orchard Road Singapore 238858 SG

Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed financial services organisation with its head office in Singapore. Openly listed, OCBC Bank’s biggest shareholder is the Lee Group of Business.

OCBC’s Indonesia subsidiary, Bank OCBC NISP, has 630 workplaces and branches

In 1932, 3 banks– Chinese Commercial Bank (1912), Ho Hong Bank (1917), and Oversea-Chinese Bank (1919), merged to form Oversea-Chinese Banking Corporation under the leadership of Tan Ean Kiam and Lee Kong Chian. In the subsequent decades, the bank expanded its operations and became the biggest bank in South East Asia.

Recommendation With regards to Obtaining Personal Loans In Singapore

Never take individual loans 2 to 3 months before another significant loan. In other words, no individual loans if you’re planning to buy a cars and truck, house, etc.

If you are taking a loan from the bank for a home or cars and truck, it is necessary to note your Debt Servicing Ratio which is a procedure of the portion of your routine income to the repayment of your automobile or house loan.

In other words, a Debt Servicing Ratio of 50% suggests that your debt obligation can not surpass 50% of your income. As a guide, the majority of banks enable 40% Debt Servicing Ratio for a home and 30% for a car loan

Specific Loans Are Cheaper – Take out a specific loan where you take a renovation loan for your renovation requirements and a auto loan for your automobile. It is not smart to get a individual loan for your automobile or renovation needs. When it concerns banks, specific loans’ rate of interest are lower.

When it comes to individual loans, they are unsecured where you have absolutely nothing to back the loans if you can not repay the banks. Such loans are riskier for the banks and they have a higher interest rate for individual loans. Due to the nature of such individual loans, it is not advisable to take personal loans except for emergency situation scenarios.

176 Orchard Road #01-27 CentrePoint Singapore 238843 0.14 km
Established on January 1, 1877 as the Post Workplace Savings Bank (POSB), the bank was part of th...
230 Orchard Road #01-230 Faber House Singapore 238854 0.19 km
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2 Orchard Link #02-07/08 Scape Building Singapore 237978 0.39 km
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391 Orchard Road #04-15 Ngee Ann City Singapore 238872 0.51 km
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68 Orchard Road #B1-25 Plaza Singapura Singapore 238839 0.66 km
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304 ORCHARD ROAD LUCKY PLAZA SINGAPORE 238863 0.73 km
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2 Orchard Turn #B2-57 Singapore 238801 0.83 km
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1 Scotts Road #03-04 Shaw Centre Singapore 228208 1.03 km
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1 SOPHIA ROAD PEACE CENTRE SINGAPORE 228149 1.09 km
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1 Kim Seng Promenade #02-32 Great World City Singapore 237994 1.13 km
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1 SOPHIA ROAD PEACE CENTRE SINGAPORE 228149 1.14 km
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1 Kim Seng Promenade #01-34 Great World City Singapore 237994 1.17 km
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135 Bukit Timah Road Newton Building Singapore 229837 1.21 km
Prior to its acquisition, the bank was a major public bank offering low-cost banking services to ...
189 SELEGIE ROAD SELEGIE CENTRE SINGAPORE 188332 1.29 km
we make every effort to achieve each and every one of our customers’ wants and needs. We ar...
70 Stamford Road #B1-43 Singapore Management University Singapore 178901 1.34 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
175A Bencoolen Street Burlington Square Square 189650 1.53 km
We feel that every customer relationship is extremely vital when it comes to business in this ind...
3 COLEMAN STREET PENINSULA SHOPPING CENTRE SINGAPORE 179804 1.57 km
We have invested profoundly in highly trained workforce and this sets us apart from other money l...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 1.58 km
We offer quick cash through personal loan or payday loan. Regardless of whether it’s medica...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 1.58 km
We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 1.58 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to get ...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 1.58 km
For years, we have been offering competitive loan packages to those who need emergency funds. As ...
5.00 (1 review)
111 NORTH BRIDGE ROAD PENINSULA PLAZA SINGAPORE 179098 1.59 km
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43A CAMPBELL LANE SINGAPORE 209915 1.59 km
we aim to achieve each and every one of our customers’ needs and wants. We are an licensed ...
43A CAMPBELL LANE SINGAPORE 209915 1.59 km
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1 NORTH BRIDGE ROAD HIGH STREET CENTRE SINGAPORE 179094 1.62 km
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UPPER DICKSON ROAD SINGAPORE 207488 1.63 km
we go all out to achieve each and every one of our customers’ needs and wants. We are an li...
1 COLEMAN STREET THE ADELPHI SINGAPORE 179803 1.67 km
Need an emergency situation loan? There can be occasions when one gets into cash flow problems an...
50 NORTH CANAL ROAD SINGAPORE 059304 1.68 km
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1 Coleman Street #01-14 The Adelphi Singapore 179803 1.68 km
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149 Rochor Road #01-26 Fu Lu Shou Complex Singapore 188425 1.7 km
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101 UPPER CROSS STREET PEOPLE'S PARK CENTRE SINGAPORE 058357 1.71 km
We offer quick cash through personal loan or payday loan. Regardlessif it’s medical loan, e...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 1.72 km
We make every effort to achieve each and every one of our customers’ wants and needs. We ar...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 1.73 km
we make every effort to achieve each and every one of our customers’ wants and needs. We ar...
101 UPPER CROSS STREET PEOPLE'S PARK CENTRE SINGAPORE 058357 1.73 km
We have invested profoundly in truly trained workforce and this differentiate us from other money...
101 UPPER COSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 1.73 km
We are an authorised and licensed money lender. If its quick cash loan that you need, anywhere in...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 1.73 km
We have been Singapore’s leading licensed and most trusted moneylender. We provide a compre...
250 NORTH BRIDGE ROAD RAFFLES CITY TOWER SINGAPORE 179101 1.74 km
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252 North Bridge Road #02-26A/B Raffles City Shopping Centre Singapore 179103 1.76 km
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252 North Bridge Road #B1-04/05 Raffles City Shopping Centre Singapore 179103 1.76 km
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10 JALAN BESAR SIM LIM TOWER SINGAPORE 208787 1.76 km
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460 North Bridge Road #01-00 Singapore 188734 1.83 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
25 NORRIS ROAD SINGAPORE 208267 1.83 km
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25 NORRIS ROAD SINGAPORE 208267 1.83 km
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470 NORTH BRIDGE ROAD BUGIS CUBE SINGAPORE 188735 1.84 km
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133 NEW BRIDGE ROAD CHINATOWN POINT SINGAPORE 059413 1.84 km
we make every effort to achieve each and every one of our customers’ wants and needs. We ar...
1 Park Road #01-01/02 People's Park Complex Singapore 059108 1.86 km
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1 PARK ROAD PEOPLE’S PARK COMPLEX SINGAPORE 059108 1.9 km
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SERANGOON ROAD SINGAPORE 218084 1.93 km
For years, we have been providing competitive loan packages to those looking for emergency funds....
SERANGOON ROAD SINGAPORE 218085 1.93 km
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SERANGOON ROAD SINGAPORE 218085 1.93 km
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531 UPPER CROSS STREET HONG LIM COMPLEX SINGAPORE 050531 1.95 km
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Blk 531 Upper Cross Street #01-51 Hong Lim Complex Singapore 05053 1.96 km
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65 Chulia St #01-00 OCBC Centre Singapore 049513 2.03 km
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302 Tiong Bahru Road #01-101/102 Tiong Bahru Plaza Singapore 168732 2.06 km
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302 Tiong Bahru Road #01-125/126 Tiong Bahru Plaza Singapore 168732 2.06 km
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1 Farrer Park Station Road #01-13 Connexion Singapore 217562 2.07 km
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80 Raffles Place UOB Plaza 1 Singapore 048624 2.07 km
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3 Temasek Boulevard Suntec City Mall #02-411/412 (Near Tower 5) Singapore 038983 2.34 km
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11 Collyer Quay, #02-25, The Arcade Singapore 049317 2.36 km
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801 FRENCH ROAD SINGAPORE 200801 2.48 km
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200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 2.49 km
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200 Jalan Sultan #01-06 Textile Centre Singapore 199018 2.5 km
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156 Cecil Street #01-00 Far Eastern Bank Building Singapore 069544 2.51 km
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77 KAMPONG BAHRU ROAD SINGAPORE 169376 2.72 km
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10 Marina Boulevard #01-04, Marina Bay Financial Centre Tower 2 Singapore 018983 2.81 km
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1.00 (1 review)
10 ANSON ROAD INTERNATIONAL PLAZA SINGAPORE 079903 2.85 km
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279 BALESTIER ROAD BALESTIER POINT SINGAPORE 329727 2.85 km
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262 BALESTIER ROAD OKIO SINGAPORE 329714 2.86 km
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10 Anson Road #01-01 International Plaza Singapore 079903 2.86 km
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10 ANSON ROAD INTERNATIONAL PLAZA SINGAPORE 079903 2.86 km
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10 ANSON ROAD INTERNATIONAL PLAZA SINGAPORE 079903 2.86 km
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BALESTIER ROAD SINGAPORE 329726 2.87 km
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10 Marina Boulevard #01-02 MBFC Tower 2 Singapore 018983 2.88 km
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2 Bayfront Ave #01-30 The Shoppes at Marina Bay Sands Singapore 018972 2.88 km
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883 NORTH BRIDGE ROAD SOUTHBANK SINGAPORE 198785 2.89 km
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BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 2.92 km
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5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 2.92 km
For years, we have been providing reasonable loan packages to those that needs emergency funds. A...
5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 2.92 km
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360 Balestier Road #01-14/15 Shaw Plaza - Twin Heights Singapore 329783 3.01 km
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12 Kallang Avenue, #01-24 Singapore 339511 3.02 km
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BLK 162 BUKIT MERAH CENTRAL SINGAPORE 150162 3.05 km
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Blk 101 Towner Road #01-238/240/242 Singapore 322101 3.2 km
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Blk 25 Bendemeer Road #01-561/563 Singapore 330025 3.31 km
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LORONG 6 TOA PAYOH HERSING CENTRE SINGAPORE 319394 3.63 km
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480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480 3.66 km
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520 Toa Payoh Lorong 6 #02-50 Hdb Hub Singapore 310520