1 Sengkang Square #02-05/06 Compass One Mall Singapore 545078
1 Sengkang Square Singapore 545078 SG

Prior to its acquisition, the bank was a major public bank offering affordable banking services to Singaporeans. DBS Bank attempts to continue this custom by guaranteeing to keep costs low for basic savings accounts, and to exempt children, full-time trainees listed below the age of 21 years and full-time National Servicemen from bank charges.

 

POSB Bank (or just referred to as POSB) is a Singaporean bank offering consumer banking services and is the oldest bank in continuous operation in Singapore. Established on January 1, 1877 as the Post Office Savings Bank, the bank now runs as part of DBS Bank, which acquired the institution and its subsidiaries on November 16, 1998.

Suggestion With regards to Acquiring Personal Loans In Singapore

Specific Loans Are Cheaper – Take out a specific loan where you take a renovation loan for your renovation requirements and a vehicle loan for your vehicle. It is not a good idea to get a personal loan for your car or renovation needs. When it pertains to banks, particular loans’ rate of interest are lower.

When it comes to individual loans, they are unsecured where you have nothing to back the loans if you can not repay the banks. Such loans are riskier for the banks and they have a higher rates of interest for individual loans. Due to the nature of such individual loans, it is not a good idea to take individual loans except for emergency situations.

Simply puts, a Debt Servicing Ratio of 50% suggests that your debt obligation can not surpass 50% of your earnings. As a guide, a lot of banks allow 40% Debt Servicing Ratio for a house and 30% for a vehicle loan

Never take personal loans 2 to 3 months before another significant loan. Simply puts, no personal loans if you’re intending to purchase a vehicle, home, and so on.

A essential element is your DSR (Debt Servicing Ratio)when you take a bank loan for a automobile or house. This determines what percentage of your income can go into paying back the housing or vehicle loan, including other overheads (e.g. payment for other individual loans).

1 Sengkang Square #02-04 Compass One Singapore 545078 0.04 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
Blk 118 Rivervale Drive #01-21 Rivervale Plaza Singapore 540118 1.06 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
83 Punggol Central #01-13 Waterway Point Singapore 828761 1.74 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
83 Punggol Central #01-01 Waterway Point Singapore 828761 1.74 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean international banking...
83 Punggol Central #01-15 Singapore 828761 1.79 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
33 Sengkang West Avenue #01-49/50/51/52/53 Seletar Mall Singapore 797653 2.1 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
90 Hougang Ave 10 #01-01/05 Hougang Mall Singapore 538766 2.16 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
80 Hougang Central #01-01 Hougang MRT Station Singapore 538758 2.29 km
United Overseas Bank Limited (typically called UOB) is a Singaporean international banking organi...
Blk 805 Hougang Central #01-102/104 Singapore 530805 2.38 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Post...
153 SERANGOON NORTH AVENUE 1 SINGAPORE 550153 3.51 km
we strive to achieve each and every one of our customers’ wants and needs. We are an compan...
211 Hougang St 21 #01-295 Singapore 530211 3.68 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
210 HOUGANG STREET 21 SINGAPORE 530210 3.73 km
We feel that every customer relationship is very vital when it comes to working in this industry....
Blk 205 Hougang Street 21 #03-00 Heartland Mall Singapore 530205 3.78 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
Blk 204 Hougang Street 21 #01-107/111 Singapore 530204 3.87 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
Blk 108 Hougang Avenue 1 #01-1313/1315 Singapore 530108 4.4 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean multinational banking orga...
1 Maju Avenue #01-12/13/14/15 Serangoon Garden Village Singapore 556679 4.47 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
69 Serangoon Garden Way Singapore 555965 4.55 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
2 Ang Mo Kio Drive Blk A #01-10 Singapore 567720 4.57 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
86/88 Serangoon Garden Way Singapore 555982 4.57 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
756 UPPER SERANGOON ROAD UPPER SERANGOON SHOPPING CENTRE SINGAPORE 534626 4.65 km
We have invested greatly in truly trained workforce and this sets us apart from other money lende...
Blk 254 Serangoon Central Drive #01-203 Singapore 550254 4.99 km
Prior to its acquisition, the bank was a major public bank offering low-cost banking services to ...
5 JALAN KILANG BARAT PETRO CENTRE SINGAPORE 159349 5.12 km
Times are hard in Singapore and consumers and businessowners are finding it harder to get access ...
23 Serangoon Central #01-52/53 nex Singapore 556083 5.24 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean international banking organ...
23 Serangoon Central #B2-28/29 Singapore 556083 5.27 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 5.72 km
We have invested greatly in exceptionally trained workforce and this sets us apart from other mon...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 5.72 km
We have invested greatly in truly trained workforce and this sets us apart from other money lende...
BLK 709 ANG MO KIO AVENUE 8 SINGAPORE 560709 5.76 km
We have been Singapore’s top licensed and most trusted moneylender. We provide a widespread...
53 Ang Mo Kio Avenue 3 #B1-01 AMK Hub Singapore 569933 5.76 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
53 Ang Mo Kio Avenue 3 #B1-34 AMK Hub Singapore 569933 5.77 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
53 Ang Mo Kio Avenue 3 #B1-32/33 AMK Hub Singapore 569933 5.78 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
53 Ang Mo Kio Avenue 3 #03-01/27 AMK Hub Singapore 569933 5.8 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
Blk 712a Ang Mo Kio Avenue 6 #01-4066 Singapore 560712 5.8 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
705 ANG MO KIO AVENUE 8 SINGAPORE 560705 5.81 km
We have been Singapore’s top licensed and most trusted moneylender. We render a comprehensi...
726 ANG MO KIO AVENUE 6 SINGAPORE 560726 5.81 km
We have been Singapore’s top licensed and most trusted moneylender. We provide an extensive...
BLK 704 ANG MO KIO AVE 8 SINGAPORE 560704 5.83 km
For years, we have been offering competitive loan packages to those in need of emergency funds. A...
128 ANG MO KIO AVENUE 3 SINGAPORE 560128 6.19 km
We have invested massively in highly trained workforce and this differentiate us from other money...
7 Kaki Bukit Avenue 3 #01-08/09/10/11/12 Kaki Bukit Recreation Centre Singapore 415814 6.23 km
Prior to its acquisition, the bank was a major public bank offering low-cost banking services to ...
629 Ang Mo Kio Ave 4 #01-1006/1008/1010 Singapore 560629 6.28 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
Blk 629 Ang Mo Kio Avenue 4 #01-1018 Singapore 560629 6.28 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
26 Tai Seng Street #01-01 Singapore 534057 6.3 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
Blk 827 Tampines Street 81 #01-138/140 Singapore 520827 6.38 km
Prior to its acquisition, the bank was a major public bank offering inexpensive banking services ...
8 BURN ROAD TRIVEX SINGAPORE 369977 6.38 km
We offer quick cash through personal loan or payday loan. Regardlessif it’s medical loan, e...
30 Tai Seng Street #01-01 Breadtalk IHQ Singapore 534013 6.44 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
1 Pasir Ris Central Street 3 #03-05 Singapore 518457 6.47 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank became part of the Po...
1 Pasir Ris Central St 3 White Sands, #01-13 Singapore 518457 6.49 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
163 ANG MO KIO AVE 4 SINGAPORE 560163 6.63 km
We have invested massively in incredibly trained workforce and this sets us apart from other mone...
61 UBI AVENUE 2 AUTOMOBILE MEGAMART SINGAPORE 408898 6.73 km
For years, we have been delivering affordable loan packages to those that needs emergency funds. ...
Blk 301 Ubi Avenue 1 #01-257 Singapore 400301 6.86 km
Prior to its acquisition, the bank was a major public bank offering affordable banking services t...
AMPINES CENTRAL 1 SINGAPORE 520503 6.87 km
We have invested profoundly in exceptionally trained workforce and this differentiate us from oth...
9 Bishan Place #01-14 Junction 8 Shopping Centre Singapore 579837 6.9 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
Blk 302 Ubi Ave 1 #01-59/ 63 Singapore 400302 6.92 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
1 Tampines Central 1 #01-01 UOB Tampines Centre Singapore 529539 6.93 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean international banki...
1 Tampines Central 5 #01-02 Tampines CPF Building Singapore 529508 6.93 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
Blk 513 Tampines Central #01-160 Singapore 520513 6.94 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
Tampines 1 - 10 TAMPINES CENTRAL 1 #03-08/09 Singapore 529536 6.96 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
501 Bishan St 11 #01-372/374 Singapore 570501 7.05 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
Blk 501 Bishan Street 11 #01-368/370 Singapore 570501 7.05 km
United Overseas Bank Limited (frequently called UOB) is a Singaporean multinational banking organ...
65 UBI CRESCENT HOLA CENTRE SINGAPORE 408559 7.09 km
We are determined to provide cost effective loan for Singaporeans and foreigners in Singapore. As...
30 Yishun Street 81 #01-04 Nee Soon South Community Club Singapore 768455 7.11 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
BLK 846 YISHUN RING ROAD SINGAPORE 760846 7.26 km
For years, we have been delivering competitive loan packages to those in need of emergency funds....
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 7.28 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 7.28 km
Prior to its acquisition, the bank was a major public bank offering inexpensive banking services ...
Blk 443 Pasir Ris Drive 6 #01-20/22 Singapore 510443 7.37 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean multinational banking orga...
Block 442 Pasir Ris Drive 6 #01-32/34 Singapore 510442 7.43 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Postal ...
Blk 926 Yishun Central 1 #01-183 Singapore 760926 7.5 km
Established on January 1, 1877 as the Post Workplace Savings Bank (POSB), the bank was part of th...
Blk 539 Bedok North Street 3 #01-647 Singapore 460539 7.51 km
POSB Bank (or just known as POSB) is a Singaporean bank offering consumer banking services and is...
159 SIN MING ROAD AMTECH BUILDING SINGAPORE 575625 7.53 km
We feel that each customer relationship is very extremely important when it comes to working in t...
Blk 201A Tampines Street 21 #01-1051 Singapore 521201 7.72 km
Founded on January 1, 1877 as the Post Office Cost savings Bank (POSB), the bank was part of the ...
Blk 107 Toa Payoh Lorong 1 #01-266 Singapore 310107 7.75 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
930 Yishun Ave 2 #B1-37/38/39 Northpoint Shopping Centre Singapore 769098 7.77 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
930 Yishun Avenue 2 #01-41/42/43 Northpoint Shopping Centre Singapore 769098 7.8 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
201D TAMPINES STREET 21SINGAPORE 524201 7.86 km
We are established to offer very affordable loan for Singaporeans and expats in Singapore. As a l...
181 Upper Thomson Road Singapore 574331 8.03 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
251-253 Upper Thomson Road Singapore 574376 8.06 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
30 Eunos Crescent #01-01 Eunos MRT Station Singapore 409423 8.1 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
60 Paya Lebar Road #01-45/46/52/53 Singapore 409051 8.15 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
BLK 124 LORONG 1 TOA PAYOH SINGAPORE 310124 8.18 km
We are established to provide cost-efficient loan for Singaporeans and foreigners in Singapore. A...
Blk 290 Yishun Street 22 #01-401 Singapore 760290 8.18 km
Prior to its acquisition, the bank was a major public bank offering affordable banking services t...
88 Bedok North St 4 #01-163 Singapore 460088 8.2 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
183 TOA PAYOH CENTRAL SINGAPORE 310183 8.24 km
We offer quick cash through personal loan or payday loan. Regardless of whether it’s medica...
301 Upper Thomson Road #01-45 Thomson Plaza Singapore 574408 8.25 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
204 Bedok North St 1 #01-403/405/407 Singapore 460204 8.26 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
186 TOA PAYOH CENTRAL SINGAPORE 310186 8.28 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to get ...
186 TOA PAYOH CENTRAL SINGAPORE 310186 8.28 km
We have invested massively in highly trained workforce and this sets us apart from other money le...
BLK 185 TOA PAYOH CENTRAL SINGAPORE 310185 8.28 km
We have invested greatly in truly trained workforce and this differentiate us from other money le...
185 TOA PAYOH CENTRAL SINGAPORE 310185 8.28 km
We strive to achieve each and every one of our customers’ needs and wants. We are an compan...
185 TOA PAYOH CENTRAL SINGAPORE 310185 8.28 km
We offer quick cash through personal loan or payday loan. Regardlessif it’s medical loan, e...
185 TOA PAYOH CENTRAL SINGAPORE 310185 8.28 km
We have been Singapore’s leading licensed and most trusted moneylender. We render an extens...
185 TOA PAYOH CENTRAL SINGAPORE 310185 8.28 km
We feel that each customer relationship is very critical when it comes to business in this indust...
BLK 178 TOA PAYOH CENTRAL SINGAPORE 310178 8.31 km
For years, we have been delivering competitive loan packages to those in need of emergency funds....
228 CHANGI ROAD ICON@CHANGI SINGAPORE 419741 8.38 km
For years, we have been delivering competitive loan packages to those who need emergency funds. A...
Blk 520 Toa Payoh Lorong 6 #02-51 Singapore 310520 8.41 km
United Overseas Bank Limited (typically understood as UOB) is a Singaporean international banking...
520 Lorong 6 Toa Payoh #02-52/53 Singapore 310520 8.41 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
Blk 213 Bedok North Street 1 #01-103 Singapore 460213 8.42 km
POSB Bank (or merely called POSB) is a Singaporean bank offering customer banking services and is...
211 NEW UPPER CHANGI ROAD SINGAPORE 460211 8.42 km
We have been Singapore’s leading licensed and most trusted moneylender. We offer an extensi...
LORONG 6 TOA PAYOH HERSING CENTRE SINGAPORE 319394 8.42 km
For years, we have been rendering reasonable loan packages to those in need of emergency funds. A...
520 Toa Payoh Lorong 6 #02-50 Hdb Hub Singapore 310520 8.42 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
217 BEDOK NORTH STREET 1 SINGAPORE 460217 8.44 km
There are customised loan services easily available to each customer. We provide a versatile repa...
480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480 8.44 km
Prior to its acquisition, the bank was a major public bank offering affordable banking services t...
3 Simei Street 6 #01-24/25/29 Eastpoint Mall Singapore 528833 8.46 km
Prior to its acquisition, the bank was a significant public bank offering low-cost banking servic...
Blk 210 New Upper Changi Road #01-711 Singapore 460210 8.52 km
United Overseas Bank Limited (frequently called UOB) is a Singaporean international banking organ...
Blk 210 New Upper Changi Road #01-707 Singapore 460210 8.52 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
BLK 210 NEW UPPER CHANGI ROAD SINGAPORE 460210 8.52 km
we aim to achieve each and every one of our customers’ wants and needs. We are an company t...
150 LORONG 1 TOA PAYOH SINGAPORE 310150 8.57 km
We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
GEYLANG ROAD SINGAPORE 389663 8.58 km
We have been Singapore’s leading licensed and most trusted moneylender. We offer an extensi...