10 Sinaran Drive #02-19/20 Square 2 Singapore 307506
10 Sinaran Drive Singapore 307506 SG

POSB Bank (or merely referred to as POSB) is a Singaporean bank offering consumer banking services and is the earliest bank in constant operation in Singapore. Established on January 1, 1877 as the Post Office Savings Bank, the bank now operates as part of DBS Bank, which acquired the institution and its subsidiaries on November 16, 1998.

Prior to its acquisition, the bank was a major public bank offering low-cost banking services to Singaporeans. DBS Bank attempts to continue this custom by guaranteeing to keep expenses low for standard savings accounts, and to exempt kids, full-time students below the age of 21 years and full-time National Troop from bank charges.

Suggestion With regard to Obtaining Personal Loans In Singapore

Never ever take individual loans two to three months prior to another major loan. Simply puts, no individual loans if you’re meaning to buy a vehicle, house, and so on.

They are unsecured where you have absolutely nothing to back the loans if you can not pay back the banks when it comes to personal loans. Such loans are riskier for the banks and they have a greater rates of interest for personal loans. Due to the nature of such individual loans, it is not a good idea to take personal loans except for emergency situation circumstances.

If you are taking a loan from the bank for a house or cars and truck, it is necessary to note your Debt Servicing Ratio which is a procedure of the percentage of your regular income to the repayment of your cars and truck or home loan.

Simply puts, a Debt Servicing Ratio of 50% implies that your debt commitment can not surpass 50% of your income. As a guide, the majority of banks permit 40% Debt Servicing Ratio for a house and 30% for a auto loan

Specific Loans Are Cheaper – Take out a particular loan where you take a renovation loan for your renovation requirements and a auto loan for your automobile. It is not a good idea to take out a individual loan for your automobile or renovation requirements. When it comes to banks, particular loans’ rate of interest are lower.

238A Thomson Road #01-38 Novena Square Singapore 307685 0.21 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean international banki...
279 BALESTIER ROAD BALESTIER POINT SINGAPORE 329727 0.9 km
We feel that each customer relationship is very critical when it comes to working in this industr...
360 Balestier Road #01-14/15 Shaw Plaza - Twin Heights Singapore 329783 0.92 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
BALESTIER ROAD SINGAPORE 329726 0.97 km
We offer quick cash through personal loan or payday loan. Whether it’s medical loan, educat...
262 BALESTIER ROAD OKIO SINGAPORE 329714 1.02 km
We are an authorised and licensed money lender. If its quick cash loan that you require, anywhere...
135 Bukit Timah Road Newton Building Singapore 229837 1.16 km
Prior to its acquisition, the bank was a major public bank offering low-cost banking services to ...
LORONG 6 TOA PAYOH HERSING CENTRE SINGAPORE 319394 1.33 km
For years, we have been rendering reasonable loan packages to those in need of emergency funds. A...
480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480 1.34 km
Prior to its acquisition, the bank was a major public bank offering affordable banking services t...
520 Toa Payoh Lorong 6 #02-50 Hdb Hub Singapore 310520 1.36 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
1 Farrer Park Station Road #01-13 Connexion Singapore 217562 1.4 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
520 Lorong 6 Toa Payoh #02-52/53 Singapore 310520 1.42 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
Blk 520 Toa Payoh Lorong 6 #02-51 Singapore 310520 1.42 km
United Overseas Bank Limited (typically understood as UOB) is a Singaporean international banking...
150 LORONG 1 TOA PAYOH SINGAPORE 310150 1.44 km
We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
186 TOA PAYOH CENTRAL SINGAPORE 310186 1.47 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to get ...
186 TOA PAYOH CENTRAL SINGAPORE 310186 1.47 km
We have invested massively in highly trained workforce and this sets us apart from other money le...
185 TOA PAYOH CENTRAL SINGAPORE 310185 1.47 km
We offer quick cash through personal loan or payday loan. Regardlessif it’s medical loan, e...
185 TOA PAYOH CENTRAL SINGAPORE 310185 1.47 km
We have been Singapore’s leading licensed and most trusted moneylender. We render an extens...
185 TOA PAYOH CENTRAL SINGAPORE 310185 1.47 km
We feel that each customer relationship is very critical when it comes to business in this indust...
BLK 185 TOA PAYOH CENTRAL SINGAPORE 310185 1.47 km
We have invested greatly in truly trained workforce and this differentiate us from other money le...
185 TOA PAYOH CENTRAL SINGAPORE 310185 1.47 km
We strive to achieve each and every one of our customers’ needs and wants. We are an compan...
BLK 178 TOA PAYOH CENTRAL SINGAPORE 310178 1.5 km
For years, we have been delivering competitive loan packages to those in need of emergency funds....
183 TOA PAYOH CENTRAL SINGAPORE 310183 1.53 km
We offer quick cash through personal loan or payday loan. Regardless of whether it’s medica...
87 BUKIT TIMAH ROAD TAN KONG TIEN BUILDING SINGAPORE 229834 1.54 km
For years, we have been rendering affordable loan packages to those looking for emergency funds. ...
SERANGOON ROAD SINGAPORE 218085 1.65 km
We have invested profoundly in exceptionally trained workforce and this differentiate us from oth...
SERANGOON ROAD SINGAPORE 218085 1.65 km
Times are hard in Singapore and consumers and businessowners are finding it harder to get access ...
SERANGOON ROAD SINGAPORE 218084 1.65 km
For years, we have been providing competitive loan packages to those looking for emergency funds....
180 Kitchener Road #02-01/02 Singapore 208539 1.74 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
25 NORRIS ROAD SINGAPORE 208267 1.78 km
We feel that each customer relationship is very extremely important when it comes to operating in...
25 NORRIS ROAD SINGAPORE 208267 1.78 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to acce...
UPPER DICKSON ROAD SINGAPORE 207488 1.88 km
we go all out to achieve each and every one of our customers’ needs and wants. We are an li...
Blk 101 Towner Road #01-238/240/242 Singapore 322101 1.88 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
189 SELEGIE ROAD SELEGIE CENTRE SINGAPORE 188332 1.97 km
we make every effort to achieve each and every one of our customers’ wants and needs. We ar...
JALAN BESAR SINGAPORE 208984 1.97 km
We have been Singapore’s top licensed and most trusted moneylender. We provide a massive sp...
BLK 124 LORONG 1 TOA PAYOH SINGAPORE 310124 1.98 km
We are established to provide cost-efficient loan for Singaporeans and foreigners in Singapore. A...
43A CAMPBELL LANE SINGAPORE 209915 2 km
we aim to achieve each and every one of our customers’ needs and wants. We are an licensed ...
43A CAMPBELL LANE SINGAPORE 209915 2 km
We have invested profoundly in incredibly trained workforce and this differentiate us from other ...
Blk 25 Bendemeer Road #01-561/563 Singapore 330025 2.09 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
1 Scotts Road #03-04 Shaw Centre Singapore 228208 2.12 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
304 ORCHARD ROAD LUCKY PLAZA SINGAPORE 238863 2.13 km
We are an legal and licensed money lender. If its quick personal loan that you require, anywhere ...
JALAN BESAR SINGAPORE 208797 2.18 km
We are an legal and licensed money lender. If its quick cash loan that you need, no matter where ...
176 Orchard Road #01-27 CentrePoint Singapore 238843 2.19 km
Established on January 1, 1877 as the Post Workplace Savings Bank (POSB), the bank was part of th...
1 SOPHIA ROAD PEACE CENTRE SINGAPORE 228149 2.2 km
Times are difficult in Singapore and consumers and businessowners are finding it harder to access...
230 Orchard Road #01-230 Faber House Singapore 238854 2.21 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
10 JALAN BESAR SIM LIM TOWER SINGAPORE 208787 2.23 km
We are established to provide cost-efficient loan for Singaporeans and expats in Singapore. As a ...
2 Orchard Turn #B2-57 Singapore 238801 2.25 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
1 SOPHIA ROAD PEACE CENTRE SINGAPORE 228149 2.26 km
We have invested heavily in highly trained workforce and this sets us apart from other money lend...
175A Bencoolen Street Burlington Square Square 189650 2.28 km
We feel that every customer relationship is extremely vital when it comes to business in this ind...
Blk 107 Toa Payoh Lorong 1 #01-266 Singapore 310107 2.3 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
391 Orchard Road #04-15 Ngee Ann City Singapore 238872 2.31 km
Established on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the P...
68 Orchard Road #B1-25 Plaza Singapura Singapore 238839 2.32 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
277 Orchard Road, orchardgateway, #01-16, #B1-12, #B2-12 Singapore 238858 2.32 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
801 FRENCH ROAD SINGAPORE 200801 2.35 km
We have been Singapore’s leading licensed and most trusted moneylender. We provide a massiv...
801 FRENCH ROAD SINGAPORE 200801 2.35 km
We have invested heavily in truly trained workforce and this sets us apart from other money lende...
801 FRENCH ROAD SINGAPORE 200801 2.35 km
We have invested heavily in exceptionally trained workforce and this differentiate us from other ...
2 Orchard Link #02-07/08 Scape Building Singapore 237978 2.39 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
149 Rochor Road #01-26 Fu Lu Shou Complex Singapore 188425 2.44 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean multinational banking orga...
12 Kallang Avenue, #01-24 Singapore 339511 2.51 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 2.69 km
We have invested massively in truly trained workforce and this differentiate us from other money ...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 2.69 km
We have invested greatly in exceptionally trained workforce and this sets us apart from other mon...
200 Jalan Sultan #01-06 Textile Centre Singapore 199018 2.7 km
United Overseas Bank Limited (commonly called UOB) is a Singaporean multinational banking organis...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 2.71 km
Times are tough in Singapore and consumers and businessowners are finding it harder to get access...
70 Stamford Road #B1-43 Singapore Management University Singapore 178901 2.77 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
883 NORTH BRIDGE ROAD SOUTHBANK SINGAPORE 198785 2.79 km
We are an authorised and licensed money lender. If its quick cash loan that you require, anywhere...
470 NORTH BRIDGE ROAD BUGIS CUBE SINGAPORE 188735 2.82 km
We are determined to offer very affordable loan for Singaporeans and expats in Singapore. As a li...
460 North Bridge Road #01-00 Singapore 188734 2.85 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 2.89 km
Prior to its acquisition, the bank was a major public bank offering inexpensive banking services ...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 2.89 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 3.1 km
We have invested profoundly in highly trained workforce and this differentiate us from other mone...
5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 3.1 km
For years, we have been providing reasonable loan packages to those that needs emergency funds. A...
5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 3.1 km
We have been Singapore’s leading licensed and most trusted moneylender. We offer a widespre...
501 Bishan St 11 #01-372/374 Singapore 570501 3.11 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
Blk 501 Bishan Street 11 #01-368/370 Singapore 570501 3.11 km
United Overseas Bank Limited (frequently called UOB) is a Singaporean multinational banking organ...
252 North Bridge Road #02-26A/B Raffles City Shopping Centre Singapore 179103 3.13 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
250 NORTH BRIDGE ROAD RAFFLES CITY TOWER SINGAPORE 179101 3.17 km
We provide quick cash through personal loan or payday loan. Regardlessif it’s medical loan,...
3 Temasek Boulevard #02-709/710/711 Suntec City Mall Singapore 038983 3.21 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
252 North Bridge Road #B1-04/05 Raffles City Shopping Centre Singapore 179103 3.21 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...
5.00 (1 review)
111 NORTH BRIDGE ROAD PENINSULA PLAZA SINGAPORE 179098 3.26 km
We have invested profoundly in incredibly trained workforce and this differentiate us from other ...
3 Temasek Boulevard Suntec City Mall #02-411/412 (Near Tower 5) Singapore 038983 3.28 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
3 COLEMAN STREET PENINSULA SHOPPING CENTRE SINGAPORE 179804 3.3 km
We have invested profoundly in highly trained workforce and this sets us apart from other money l...
1 Kim Seng Promenade #02-32 Great World City Singapore 237994 3.31 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
9 Bishan Place #01-14 Junction 8 Shopping Centre Singapore 579837 3.35 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
3 Temasek Boulevard #02-735 / 736 Suntec City Mall Singapore 038983 3.37 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
1 COLEMAN STREET THE ADELPHI SINGAPORE 179803 3.38 km
Need an emergency situation loan? There can be occasions when one gets into cash flow problems an...
1 Coleman Street #01-14 The Adelphi Singapore 179803 3.38 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean international banking organ...
1 Kim Seng Promenade #01-34 Great World City Singapore 237994 3.4 km
United Overseas Bank Limited (commonly referred to as UOB) is a Singaporean international banking...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 3.42 km
We offer quick cash through personal loan or payday loan. Regardless of whether it’s medica...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 3.42 km
We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 3.42 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to get ...
77 HIGH STREET HIGH STREET PLAZA SINGAPORE 179433 3.42 km
For years, we have been offering competitive loan packages to those who need emergency funds. As ...
181 Upper Thomson Road Singapore 574331 3.44 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
1 NORTH BRIDGE ROAD HIGH STREET CENTRE SINGAPORE 179094 3.48 km
We have been Singapore’s top licensed and most trusted moneylender. We offer an extensive s...
50 NORTH CANAL ROAD SINGAPORE 059304 3.74 km
We have invested heavily in truly trained workforce and this differentiate us from other money le...
251-253 Upper Thomson Road Singapore 574376 3.79 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
587 Bukit Timah Road #02-25/26/27/28 Coronation 3.81 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...
1 Stadium Place #01-66/67, Kallang Wave Singapore 397628 3.82 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
1 Stadium Place #01-06/07 Singapore 397628 3.82 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
101 UPPER CROSS STREET PEOPLE'S PARK CENTRE SINGAPORE 058357 3.88 km
We offer quick cash through personal loan or payday loan. Regardlessif it’s medical loan, e...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 3.9 km
We make every effort to achieve each and every one of our customers’ wants and needs. We ar...
101 UPPER COSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 3.91 km
We are an authorised and licensed money lender. If its quick cash loan that you need, anywhere in...
101 UPPER CROSS STREET PEOPLE’S PARK CENTRE SINGAPORE 058357 3.91 km
We have been Singapore’s leading licensed and most trusted moneylender. We provide a compre...