480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480
530 Lorong 6 Toa Payoh Singapore SG

Prior to its acquisition, the bank was a major public bank offering affordable banking services to Singaporeans. DBS Bank tries to continue this custom by promising to keep expenses low for standard savings accounts, and to exempt children, full-time trainees below the age of 21 years and full-time National Servicemen from bank charges.

 

POSB Bank (or merely called POSB) is a Singaporean bank offering customer banking services and is the oldest bank in constant operation in Singapore. Established on January 1, 1877 as the Post Office Savings Bank, the bank now operates as part of DBS Bank, which acquired the organization and its subsidiaries on November 16, 1998.

Recommendation With regards to Taking Personal Loans In Singapore

If you are taking a loan from the bank for a home or automobile, it is essential to note your Debt Servicing Ratio which is a step of the portion of your routine earnings to the payment of your vehicle or home loan.

Simply puts, a Debt Servicing Ratio of 50% implies that all your debt responsibility can not exceed 50% of your income. As a guide, the majority of banks permit 40% Debt Servicing Ratio for a home and 30% for a vehicle loan

Loans Get Cheaper As the Loan Gets More Specific – So when it comes to getting loans, be as particular as you can. Do not take a personal loan to refurbish your house, not when there’s a renovation loan plan. Do not take a personal loan to pay for your education, when there’s an education loan package.

In order to encourage you, specific loan packages frequently have lower rate of interest. Personal loans tend to charge interest of about 6% to 8%, whereas specific loans (renovation loans, education loans, etc). have rates as low as 2%. Ask the banker to match a plan to your requirements.

A lot of individual loans are unsecured. As in, there’s no security behind them. And because the providing banks have no security, they’ll compensate by jacking up rate of interest.

Don’t utilize individual loans as alternative business loans. You must only take a individual loan to ease flow issues

That indicates you need to never take a individual loan without knowledge of exactly when and how you’ll pay it back.

Never ever take personal loans two to three months before another significant loan. To puts it simply, no personal loans if you’re meaning to buy a car, home, and so on.

520 Toa Payoh Lorong 6 #02-50 Hdb Hub Singapore 310520 0.02 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
LORONG 6 TOA PAYOH HERSING CENTRE SINGAPORE 319394 0.13 km
For years, we have been rendering reasonable loan packages to those in need of emergency funds. A...
Blk 520 Toa Payoh Lorong 6 #02-51 Singapore 310520 0.16 km
United Overseas Bank Limited (typically understood as UOB) is a Singaporean international banking...
520 Lorong 6 Toa Payoh #02-52/53 Singapore 310520 0.16 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
BLK 178 TOA PAYOH CENTRAL SINGAPORE 310178 0.17 km
For years, we have been delivering competitive loan packages to those in need of emergency funds....
BLK 185 TOA PAYOH CENTRAL SINGAPORE 310185 0.19 km
We have invested greatly in truly trained workforce and this differentiate us from other money le...
185 TOA PAYOH CENTRAL SINGAPORE 310185 0.19 km
We strive to achieve each and every one of our customers’ needs and wants. We are an compan...
185 TOA PAYOH CENTRAL SINGAPORE 310185 0.19 km
We offer quick cash through personal loan or payday loan. Regardlessif it’s medical loan, e...
185 TOA PAYOH CENTRAL SINGAPORE 310185 0.19 km
We have been Singapore’s leading licensed and most trusted moneylender. We render an extens...
185 TOA PAYOH CENTRAL SINGAPORE 310185 0.19 km
We feel that each customer relationship is very critical when it comes to business in this indust...
183 TOA PAYOH CENTRAL SINGAPORE 310183 0.2 km
We offer quick cash through personal loan or payday loan. Regardless of whether it’s medica...
186 TOA PAYOH CENTRAL SINGAPORE 310186 0.2 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to get ...
186 TOA PAYOH CENTRAL SINGAPORE 310186 0.2 km
We have invested massively in highly trained workforce and this sets us apart from other money le...
150 LORONG 1 TOA PAYOH SINGAPORE 310150 0.47 km
We provide quick cash through personal loan or payday loan. Regardless of whether it’s medi...
BLK 124 LORONG 1 TOA PAYOH SINGAPORE 310124 0.86 km
We are established to provide cost-efficient loan for Singaporeans and foreigners in Singapore. A...
360 Balestier Road #01-14/15 Shaw Plaza - Twin Heights Singapore 329783 0.89 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
Blk 107 Toa Payoh Lorong 1 #01-266 Singapore 310107 1.03 km
Established on January 1, 1877 as the Post Workplace Cost savings Bank (POSB), the bank was part ...
279 BALESTIER ROAD BALESTIER POINT SINGAPORE 329727 1.11 km
We feel that each customer relationship is very critical when it comes to working in this industr...
BALESTIER ROAD SINGAPORE 329726 1.15 km
We offer quick cash through personal loan or payday loan. Whether it’s medical loan, educat...
262 BALESTIER ROAD OKIO SINGAPORE 329714 1.23 km
We are an authorised and licensed money lender. If its quick cash loan that you require, anywhere...
10 Sinaran Drive #02-19/20 Square 2 Singapore 307506 1.34 km
POSB Bank (or merely referred to as POSB) is a Singaporean bank offering consumer banking service...
238A Thomson Road #01-38 Novena Square Singapore 307685 1.54 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean international banki...
Blk 501 Bishan Street 11 #01-368/370 Singapore 570501 1.81 km
United Overseas Bank Limited (frequently called UOB) is a Singaporean multinational banking organ...
501 Bishan St 11 #01-372/374 Singapore 570501 1.81 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
Blk 101 Towner Road #01-238/240/242 Singapore 322101 1.99 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
9 Bishan Place #01-14 Junction 8 Shopping Centre Singapore 579837 2.06 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 2.08 km
Prior to its acquisition, the bank was a major public bank offering inexpensive banking services ...
6 Potong Pasir Ave 2 #01-02, Potong Pasir Community Centre Singapore 358361 2.08 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Posta...
Blk 25 Bendemeer Road #01-561/563 Singapore 330025 2.18 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean multinational banking org...
1 Farrer Park Station Road #01-13 Connexion Singapore 217562 2.26 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
180 Kitchener Road #02-01/02 Singapore 208539 2.46 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly noted moneta...
135 Bukit Timah Road Newton Building Singapore 229837 2.47 km
Prior to its acquisition, the bank was a major public bank offering low-cost banking services to ...
181 Upper Thomson Road Singapore 574331 2.5 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
SERANGOON ROAD SINGAPORE 218085 2.56 km
We have invested profoundly in exceptionally trained workforce and this differentiate us from oth...
SERANGOON ROAD SINGAPORE 218085 2.56 km
Times are hard in Singapore and consumers and businessowners are finding it harder to get access ...
SERANGOON ROAD SINGAPORE 218084 2.56 km
For years, we have been providing competitive loan packages to those looking for emergency funds....
JALAN BESAR SINGAPORE 208984 2.56 km
We have been Singapore’s top licensed and most trusted moneylender. We provide a massive sp...
25 NORRIS ROAD SINGAPORE 208267 2.73 km
We feel that each customer relationship is very extremely important when it comes to operating in...
25 NORRIS ROAD SINGAPORE 208267 2.73 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to acce...
87 BUKIT TIMAH ROAD TAN KONG TIEN BUILDING SINGAPORE 229834 2.75 km
For years, we have been rendering affordable loan packages to those looking for emergency funds. ...
251-253 Upper Thomson Road Singapore 574376 2.88 km
United Overseas Bank Limited (frequently referred to as UOB) is a Singaporean multinational banki...
UPPER DICKSON ROAD SINGAPORE 207488 2.91 km
we go all out to achieve each and every one of our customers’ needs and wants. We are an li...
12 Kallang Avenue, #01-24 Singapore 339511 2.95 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
159 SIN MING ROAD AMTECH BUILDING SINGAPORE 575625 2.97 km
We feel that each customer relationship is very extremely important when it comes to working in t...
43A CAMPBELL LANE SINGAPORE 209915 3.04 km
we aim to achieve each and every one of our customers’ needs and wants. We are an licensed ...
43A CAMPBELL LANE SINGAPORE 209915 3.04 km
We have invested profoundly in incredibly trained workforce and this differentiate us from other ...
801 FRENCH ROAD SINGAPORE 200801 3.05 km
We have been Singapore’s leading licensed and most trusted moneylender. We provide a massiv...
801 FRENCH ROAD SINGAPORE 200801 3.05 km
We have invested heavily in truly trained workforce and this sets us apart from other money lende...
801 FRENCH ROAD SINGAPORE 200801 3.05 km
We have invested heavily in exceptionally trained workforce and this differentiate us from other ...
189 SELEGIE ROAD SELEGIE CENTRE SINGAPORE 188332 3.1 km
we make every effort to achieve each and every one of our customers’ wants and needs. We ar...
JALAN BESAR SINGAPORE 208797 3.17 km
We are an legal and licensed money lender. If its quick cash loan that you need, no matter where ...
301 Upper Thomson Road #01-45 Thomson Plaza Singapore 574408 3.18 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
10 JALAN BESAR SIM LIM TOWER SINGAPORE 208787 3.22 km
We are established to provide cost-efficient loan for Singaporeans and expats in Singapore. As a ...
175A Bencoolen Street Burlington Square Square 189650 3.35 km
We feel that every customer relationship is extremely vital when it comes to business in this ind...
23 Serangoon Central #B2-28/29 Singapore 556083 3.35 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
883 NORTH BRIDGE ROAD SOUTHBANK SINGAPORE 198785 3.38 km
We are an authorised and licensed money lender. If its quick cash loan that you require, anywhere...
1 SOPHIA ROAD PEACE CENTRE SINGAPORE 228149 3.38 km
Times are difficult in Singapore and consumers and businessowners are finding it harder to access...
23 Serangoon Central #01-52/53 nex Singapore 556083 3.41 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean international banking organ...
1 Scotts Road #03-04 Shaw Centre Singapore 228208 3.41 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
1 SOPHIA ROAD PEACE CENTRE SINGAPORE 228149 3.43 km
We have invested heavily in highly trained workforce and this sets us apart from other money lend...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 3.45 km
We have invested massively in truly trained workforce and this differentiate us from other money ...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 3.45 km
We have invested greatly in exceptionally trained workforce and this sets us apart from other mon...
200 Jalan Sultan #01-06 Textile Centre Singapore 199018 3.45 km
United Overseas Bank Limited (commonly called UOB) is a Singaporean multinational banking organis...
304 ORCHARD ROAD LUCKY PLAZA SINGAPORE 238863 3.45 km
We are an legal and licensed money lender. If its quick personal loan that you require, anywhere ...
149 Rochor Road #01-26 Fu Lu Shou Complex Singapore 188425 3.46 km
United Overseas Bank Limited (typically known as UOB) is a Singaporean multinational banking orga...
200 JALAN SULTAN TEXTILE CENTRE SINGAPORE 199018 3.48 km
Times are tough in Singapore and consumers and businessowners are finding it harder to get access...
Blk 254 Serangoon Central Drive #01-203 Singapore 550254 3.51 km
Prior to its acquisition, the bank was a major public bank offering low-cost banking services to ...
176 Orchard Road #01-27 CentrePoint Singapore 238843 3.52 km
Established on January 1, 1877 as the Post Workplace Savings Bank (POSB), the bank was part of th...
230 Orchard Road #01-230 Faber House Singapore 238854 3.55 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
2 Orchard Turn #B2-57 Singapore 238801 3.57 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
68 Orchard Road #B1-25 Plaza Singapura Singapore 238839 3.58 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
391 Orchard Road #04-15 Ngee Ann City Singapore 238872 3.64 km
Established on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the P...
277 Orchard Road, orchardgateway, #01-16, #B1-12, #B2-12 Singapore 238858 3.66 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
2 Orchard Link #02-07/08 Scape Building Singapore 237978 3.73 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 3.76 km
We have been Singapore’s leading licensed and most trusted moneylender. We offer a widespre...
BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 3.76 km
We have invested profoundly in highly trained workforce and this differentiate us from other mone...
5001 BEACH ROAD GOLDEN MILE COMPLEX SINGAPORE 199588 3.76 km
For years, we have been providing reasonable loan packages to those that needs emergency funds. A...
470 NORTH BRIDGE ROAD BUGIS CUBE SINGAPORE 188735 3.85 km
We are determined to offer very affordable loan for Singaporeans and expats in Singapore. As a li...
460 North Bridge Road #01-00 Singapore 188734 3.88 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed monet...
70 Stamford Road #B1-43 Singapore Management University Singapore 178901 3.93 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
69 Serangoon Garden Way Singapore 555965 4 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
86/88 Serangoon Garden Way Singapore 555982 4 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
5 JALAN KILANG BARAT PETRO CENTRE SINGAPORE 159349 4.07 km
Times are hard in Singapore and consumers and businessowners are finding it harder to get access ...
53 Ang Mo Kio Avenue 3 #03-01/27 AMK Hub Singapore 569933 4.11 km
DBS Bank Ltd is a multinational banking and financial services corporation headquartered in Marin...
1 Maju Avenue #01-12/13/14/15 Serangoon Garden Village Singapore 556679 4.12 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
756 UPPER SERANGOON ROAD UPPER SERANGOON SHOPPING CENTRE SINGAPORE 534626 4.13 km
We have invested greatly in truly trained workforce and this sets us apart from other money lende...
53 Ang Mo Kio Avenue 3 #B1-01 AMK Hub Singapore 569933 4.14 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
53 Ang Mo Kio Avenue 3 #B1-32/33 AMK Hub Singapore 569933 4.16 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed moneta...
8 BURN ROAD TRIVEX SINGAPORE 369977 4.16 km
We offer quick cash through personal loan or payday loan. Regardlessif it’s medical loan, e...
53 Ang Mo Kio Avenue 3 #B1-34 AMK Hub Singapore 569933 4.18 km
United Overseas Bank Limited (frequently known as UOB) is a Singaporean international banking org...
3 Temasek Boulevard #02-709/710/711 Suntec City Mall Singapore 038983 4.18 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
1 Stadium Place #01-66/67, Kallang Wave Singapore 397628 4.21 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed financ...
1 Stadium Place #01-06/07 Singapore 397628 4.21 km
DBS Bank Ltd is a global banking and financial services corporation headquartered in Marina Bay, ...
3 Temasek Boulevard Suntec City Mall #02-411/412 (Near Tower 5) Singapore 038983 4.23 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is a publicly listed finan...
252 North Bridge Road #02-26A/B Raffles City Shopping Centre Singapore 179103 4.24 km
DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
250 Sims Avenue #01-01 Singapore 387513 4.25 km
Founded on January 1, 1877 as the Post Office Savings Bank (POSB), the bank belonged to the Posta...
705 ANG MO KIO AVENUE 8 SINGAPORE 560705 4.26 km
We have been Singapore’s top licensed and most trusted moneylender. We render a comprehensi...
BLK 704 ANG MO KIO AVE 8 SINGAPORE 560704 4.27 km
For years, we have been offering competitive loan packages to those in need of emergency funds. A...
250 NORTH BRIDGE ROAD RAFFLES CITY TOWER SINGAPORE 179101 4.28 km
We provide quick cash through personal loan or payday loan. Regardlessif it’s medical loan,...
3 Temasek Boulevard #02-735 / 736 Suntec City Mall Singapore 038983 4.32 km
United Overseas Bank Limited (typically referred to as UOB) is a Singaporean international bankin...
252 North Bridge Road #B1-04/05 Raffles City Shopping Centre Singapore 179103 4.33 km
United Overseas Bank Limited (commonly known as UOB) is a Singaporean multinational banking organ...
128 ANG MO KIO AVENUE 3 SINGAPORE 560128 4.34 km
We have invested massively in highly trained workforce and this differentiate us from other money...
BLK 709 ANG MO KIO AVENUE 8 SINGAPORE 560709 4.34 km
We have been Singapore’s top licensed and most trusted moneylender. We provide a widespread...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 4.37 km
We have invested greatly in exceptionally trained workforce and this sets us apart from other mon...
711 ANG MO KIO AVENUE 8 SINGAPORE 560711 4.37 km
We have invested greatly in truly trained workforce and this sets us apart from other money lende...