1 Segar Road #01-06 Zhenghua Community Club Singapore 677738
1 Segar Road Singapore 677738 SG

Prior to its acquisition, the bank was a major public bank offering affordable banking services to Singaporeans. DBS Bank attempts to continue this custom by promising to keep costs low for fundamental savings accounts, and to exempt kids, full-time students below the age of 21 years and full-time National Troop from bank charges.

 

POSB Bank (or merely called POSB) is a Singaporean bank offering customer banking services and is the oldest bank in constant operation in Singapore. Established on January 1, 1877 as the Post Office Savings Bank, the bank now runs as part of DBS Bank, which acquired the institution and its subsidiaries on November 16, 1998.

Advice For Securing Personal Loans In Singapore

When it comes to personal loans, they are unsecured where you have nothing to back the loans if you can not pay back the banks. Such loans are riskier for the banks and they have a greater rate of interest for individual loans. Due to the nature of such personal loans, it is not a good idea to take personal loans except for emergency situation circumstances.

If you are taking a loan from the bank for a home or cars and truck, it is very important to note your Debt Servicing Ratio which is a measure of the portion of your regular income to the repayment of your vehicle or home loan.

Never ever take personal loans 2 to 3 months before another major loan. Simply puts, no individual loans if you’re intending to buy a cars and truck, house, etc.

Simply puts, a Debt Servicing Ratio of 50% implies that your debt commitment can not exceed 50% of your income. As a guide, many banks enable 40% Debt Servicing Ratio for a home and 30% for a auto loan

Specific Loans Are Cheaper – Take out a particular loan where you take a renovation loan for your renovation needs and a auto loan for your car. It is not a good idea to get a personal loan for your car or renovation needs. When it concerns banks, specific loans’ rate of interest are lower.

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131 JURONG GATEWAY ROAD SINGAPORE 600131 6.78 km
We have been Singapore’s top licensed and most trusted moneylender. We offer a wide range o...
BLK 135 JURONG GATEWAY ROAD SINGAPORE 600135 6.86 km
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163 ANG MO KIO AVE 4 SINGAPORE 560163 7.52 km
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629 Ang Mo Kio Ave 4 #01-1006/1008/1010 Singapore 560629 7.59 km
Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
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30 Yishun Street 81 #01-04 Nee Soon South Community Club Singapore 768455 7.75 km
Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal ...
BLK 846 YISHUN RING ROAD SINGAPORE 760846 7.75 km
For years, we have been delivering competitive loan packages to those in need of emergency funds....
251-253 Upper Thomson Road Singapore 574376 7.81 km
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United Overseas Bank Limited (typically understood as UOB) is a Singaporean multinational banking...
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Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted monetar...
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POSB Bank (or just called POSB) is a Singaporean bank offering customer banking services and is t...
726 ANG MO KIO AVENUE 6 SINGAPORE 560726 8.44 km
We have been Singapore’s top licensed and most trusted moneylender. We provide an extensive...
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DBS Bank Ltd is an international banking and financial services corporation headquartered in Mari...
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183 TOA PAYOH CENTRAL SINGAPORE 310183 10.45 km
We offer quick cash through personal loan or payday loan. Regardless of whether it’s medica...
480 Toa Payoh Lorong 6 #01-09 Hdb Hub Singapore 310480 10.45 km
Prior to its acquisition, the bank was a major public bank offering affordable banking services t...
BLK 185 TOA PAYOH CENTRAL SINGAPORE 310185 10.55 km
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185 TOA PAYOH CENTRAL SINGAPORE 310185 10.55 km
We strive to achieve each and every one of our customers’ needs and wants. We are an compan...
185 TOA PAYOH CENTRAL SINGAPORE 310185 10.55 km
We offer quick cash through personal loan or payday loan. Regardlessif it’s medical loan, e...
185 TOA PAYOH CENTRAL SINGAPORE 310185 10.55 km
We have been Singapore’s leading licensed and most trusted moneylender. We render an extens...
185 TOA PAYOH CENTRAL SINGAPORE 310185 10.55 km
We feel that each customer relationship is very critical when it comes to business in this indust...
186 TOA PAYOH CENTRAL SINGAPORE 310186 10.58 km
Times are challenging in Singapore and consumers and businessowners are finding it harder to get ...
186 TOA PAYOH CENTRAL SINGAPORE 310186 10.58 km
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86/88 Serangoon Garden Way Singapore 555982 10.64 km
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10 Sinaran Drive #02-19/20 Square 2 Singapore 307506 10.86 km
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we strive to achieve each and every one of our customers’ wants and needs. We are an compan...
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Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly noted financi...
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We feel that each customer relationship is very critical when it comes to working in this industr...